- Centurion Member
- Posts: 875
- Joined: Thu Apr 30, 2009 2:32 pm
- Location: Texas
You can transfer available credit from one card to another.
You can't completely eliminate the credit line on the Clear card.
There is no reason not to do this.
If you get rid of the Clear card completely, you will eventually lose that account on your credit report, which could affect your score by a small amount. Also if you get rid of the Clear and it's later eliminated by Amex, you will not have the opportunity to have that card again with whatever benefits it offers.
I would leave $1k of available credit on the Clear card and keep the account open. Take a pill for your OCD.
American Express: Blue Cash Preferred (groceries, 6%; gas, department store, 3%); Gold Delta SkyMiles (Delta Air Lines, 2 miles/dollar, free checked bag).
US Bank: Cash+ (utilities, phone, internet, restaurant, 5%; drugstores, 2%).
FIA Card Services: Fidelity Amex (everything, 2%); Fidelity Visa (everything, 1.5%).
Chase: Freedom (rotating, 5%); Amazon (Amazon.com, 3%); PriorityClub (IHG hotels, 5 points/dollar); Sapphire (not in use).
*All cards are registered with PriorityClub IDine program for 8 points/dollar at participating restaurants.