American Express Centurion vs. J.P. Morgan Chase Palladium

American Express forum. Talk about AmEx credit cards like Blue, Gold, Platinum, Centurion, and more.
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irvine801
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American Express Centurion vs. J.P. Morgan Chase Palladium

Postby irvine801 » Wed Feb 15, 2012 4:56 pm

Come on guys... Feedback!? I want both cards. LOL.
-American Express Zync.
-Discover IT. 4.5k limit 7.99%
-MC Citi diamond preferred. 1500 limit
-Visa Chase freedom. 2k limit.(23.24%, NOT IN USE)
-Miles by discover 1.5k limit.7.99%
-Best buy store card. 1500 limit
-Mt. America visa 1k limit


ooxs
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Postby ooxs » Wed Feb 15, 2012 6:36 pm

You have been drinking again ay? Why do you want a card with 2500 AF again?

Money card
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Postby Money card » Wed Feb 15, 2012 10:01 pm

I believe with the American Express Centurion card you get limousine service wherever your business conference takes you.F or example let's say you are going to New York city and flying into Newark airport New Jersey, you call the Centurion line and the concierge will have a limo take you to your hotel which will be the Marriott in Midtown. You get helicopter service around any city.

Sold out tickets to concert events, shows, you get airport clubs except United and Continental. Room upgrades at all hotels not just starwood properties all hotels. complimentary service of all kinds of different things.

Dining out if all restaurants are booked you just call your concierge they will make any reservations at fine restaurant.

Now let's look at the annual fee 2,500T. ou have to spend 250,000 a year that's 25,000 a month so you are going to have to be shopping at Louis Vuitton, Gucci, Neiman Marcus plus you will have to be eating out at very expensive restaurants.

Now with the JP Morgan Visa if you want to rent a helicopter can you? If you need limousine service for free can you get it? Do you get hard copies of your year end summary? Does the concierge service get you into restaurants that are all booked like Le circ or Ruth's Chris? Can somebody get you tickets to sold out shows?

Let's say you break something at a store let's say it cost about 4,000 are you covered with a JP Morgan visa?

Do you get room upgrades at all hotels, let's say you want to stay at a Ritz can you go from a first floor single bed to a top floor suite without paying any extra?

If you want my professional opinion the only benefits that are important to me are the concierge service and the year end summary. I'm happy with my green card.

I guess if the limo service and helicopter service are important to you get the Centurion. If not then get the JP Morgan card.

Celestine
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Postby Celestine » Wed Feb 15, 2012 10:19 pm

irvine801 wrote:Come on guys... Feedback!? I want both cards. LOL.


First... What will you do with a Centurion card when you are only 20 years of age and I assume earning less than $100,000.00 or even less than $50,000.00?
Second... The JP Morgan Palladium can only be acquired through a private banker or if you have 6-digits investment portfolio as I read it on this website.
"Nearly all men can handle adversity, but if you really want to test a man's character - give him power." - Abraham Lincoln

TheBanker
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Postby TheBanker » Wed Feb 15, 2012 11:26 pm

Celestine wrote:Second... The JP Morgan Palladium can only be acquired through a private banker or if you have 6-digits investment portfolio as I read it on this website.


Not quite correct. Their site does say that, yes, however, there's reports that by calling the number on the site to apply, you can be approved without any relationship with JPMorgan's private bank.

amexguy321
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Postby amexguy321 » Thu Feb 16, 2012 8:10 am

i have a few things to say...

@moneycard:
how do you know all of this? i know for a fact that you dont get free limo and helicopter service... amex would go poor if they provided this to every centurion member at any given point in time. SURE they will arrange it for you... if you can afford it, and you can with that kind of card. You do get into SOME airline clubs, but not with the card itself. the centurion card comes with a priority pass membership that lets you into a bunch of clubs. Also you do not necessarily get upgrades for just presenting the card at hotels, but rather because centurion provides countless top tier memberships for car rental companies, hotels... ie hhonors diamond for example. up until last week hhonors diamond surely got you upgrades usually to the executive floor (not all suites there). NOW they have revised that policy to make it possible to receive upgrades from standard room to suite. again, the hhonors makes this possible, not the centurion by itself. my take on the card is that if you can buy front row tickets to the superbowl, you can do it with or without the centurion. the card makes everything easier by having a concierge (im willing to bet that the plat concierge will arrange a limo to a private jet to an island IF you can afford it)

@celestine
i found the brochure for the palladium online at one point (cant remember where but you can google this). in order to obtain the card you need to have 30,000,000 invested with a chase private banker

jeffysdad
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Postby jeffysdad » Thu Feb 16, 2012 8:51 am

Call Chase and ask about the JP Morgan cards (there are two). I think both are now available to non-investment clients. This wasn't always the case and is not reflected on the website. However, I think they decided they just want the fee income. I was told that I could apply for either.

However, I don't think anyone should pay such a high annual fee (or any annual fee, for that matter). It's just a status symbol. Think about it and you'll realize that real status comes from not feeling the need to demonstrate your wealth, whether it's real or aspirational.
American Express: Blue Cash Preferred (groceries, 6%; gas, department store, 3%); Gold Delta SkyMiles (Delta Air Lines, 2 miles/dollar, free checked bag).
US Bank: Cash+ (utilities, phone, internet, restaurant, 5%; drugstores, 2%).
FIA Card Services: Fidelity Amex (everything, 2%); Fidelity Visa (everything, 1.5%).
Chase: Freedom (rotating, 5%); Amazon (Amazon.com, 3%); PriorityClub (IHG hotels, 5 points/dollar); Sapphire (not in use).

*All cards are registered with PriorityClub IDine program for 8 points/dollar at participating restaurants.

irvine801
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Postby irvine801 » Thu Feb 16, 2012 11:01 am

Ooxs. You owe me a beer. Hahahaha! Celestine. It was a joke. Hence the "lol" part.
-American Express Zync.
-Discover IT. 4.5k limit 7.99%
-MC Citi diamond preferred. 1500 limit
-Visa Chase freedom. 2k limit.(23.24%, NOT IN USE)
-Miles by discover 1.5k limit.7.99%
-Best buy store card. 1500 limit
-Mt. America visa 1k limit

irvine801
Centurion Member
Centurion Member
 
Posts: 329
Joined: Thu Jan 19, 2012 6:26 pm
Location: Salt lake city, UT

Postby irvine801 » Thu Feb 16, 2012 11:04 am

And like jeffysdad. It's a status symbol!
-American Express Zync.
-Discover IT. 4.5k limit 7.99%
-MC Citi diamond preferred. 1500 limit
-Visa Chase freedom. 2k limit.(23.24%, NOT IN USE)
-Miles by discover 1.5k limit.7.99%
-Best buy store card. 1500 limit
-Mt. America visa 1k limit

jeffysdad
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Posts: 875
Joined: Thu Apr 30, 2009 2:32 pm
Location: Texas

Postby jeffysdad » Thu Feb 16, 2012 12:01 pm

Moi, a status symbol? Thanks, Irvine.
American Express: Blue Cash Preferred (groceries, 6%; gas, department store, 3%); Gold Delta SkyMiles (Delta Air Lines, 2 miles/dollar, free checked bag).
US Bank: Cash+ (utilities, phone, internet, restaurant, 5%; drugstores, 2%).
FIA Card Services: Fidelity Amex (everything, 2%); Fidelity Visa (everything, 1.5%).
Chase: Freedom (rotating, 5%); Amazon (Amazon.com, 3%); PriorityClub (IHG hotels, 5 points/dollar); Sapphire (not in use).

*All cards are registered with PriorityClub IDine program for 8 points/dollar at participating restaurants.



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