American Express Centurion vs. J.P. Morgan Chase Palladium

American Express forum. Talk about AmEx credit cards like Blue, Gold, Platinum, Centurion, and more.
20 posts
irvine801
Centurion Member
Centurion Member
 
Posts: 329
Joined: Thu Jan 19, 2012 6:26 pm
Location: Salt lake city, UT

Postby irvine801 » Thu Feb 16, 2012 12:12 pm

Lol for sure!! Lol would u pay 5k for a fee!?! I would if I was rich. Just too say I have a black amex.
-American Express Zync.
-Discover IT. 4.5k limit 7.99%
-MC Citi diamond preferred. 1500 limit
-Visa Chase freedom. 2k limit.(23.24%, NOT IN USE)
-Miles by discover 1.5k limit.7.99%
-Best buy store card. 1500 limit
-Mt. America visa 1k limit


irvine801
Centurion Member
Centurion Member
 
Posts: 329
Joined: Thu Jan 19, 2012 6:26 pm
Location: Salt lake city, UT

Postby irvine801 » Thu Feb 16, 2012 12:15 pm

I hate fee's.
-American Express Zync.
-Discover IT. 4.5k limit 7.99%
-MC Citi diamond preferred. 1500 limit
-Visa Chase freedom. 2k limit.(23.24%, NOT IN USE)
-Miles by discover 1.5k limit.7.99%
-Best buy store card. 1500 limit
-Mt. America visa 1k limit

ooxs
Centurion Member
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Posts: 304
Joined: Sat Aug 13, 2011 9:38 am
Location: Michigan

Postby ooxs » Thu Feb 16, 2012 4:35 pm

Once again Irvine, you got all these good folks fire up :)
Let me know which of the two cards you decide to carry.

irvine801
Centurion Member
Centurion Member
 
Posts: 329
Joined: Thu Jan 19, 2012 6:26 pm
Location: Salt lake city, UT

Postby irvine801 » Thu Feb 16, 2012 5:40 pm

ooxs wrote:Once again Irvine, you got all these good folks fire up :)
Let me know which of the two cards you decide to carry.


Ooxs. Your my Bro for sure. (:
-American Express Zync.
-Discover IT. 4.5k limit 7.99%
-MC Citi diamond preferred. 1500 limit
-Visa Chase freedom. 2k limit.(23.24%, NOT IN USE)
-Miles by discover 1.5k limit.7.99%
-Best buy store card. 1500 limit
-Mt. America visa 1k limit

Crashem
Centurion Member
Centurion Member
 
Posts: 538
Joined: Fri Mar 09, 2012 9:29 am
Location: San Francisco, CA

Postby Crashem » Thu Mar 29, 2012 11:29 pm

Couple things I noticed about the Palladium:

1) Price Protection: lower price in 90 days, they will make good (up to some low amount $1500?)

2) The priorty pass for lounges is better

3) Points can be moved to United miles

4) Ton of protections but haven't had time to compare vs Centurion

5) Conceriege on Palladium seems more personal (i think they both use Circles but different teams).

6) You know your limit and with this card you can go 2x or 3x above as well.
Amex Centurion, Amex Platinum, Amex BCP 8k->24k (5/23/12), Amex TE 15k, Cap One 1.5% 15k->20k (8/7/13), CSP 25k, Chase Palladium 100k, Citibank AA 35k (AU), Firestone 1.8k->2.2k->2.4k (8/20/12), JFCU Jloc 30k, PenFed Plat Rewards 30k, SF Fire 30k, US Bank Cash+ 25k

JCarter
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Joined: Thu Mar 15, 2012 10:40 pm
Location: Virginia

Postby JCarter » Mon Apr 02, 2012 5:29 am

Crashem wrote:Couple things I noticed about the Palladium:

1) Price Protection: lower price in 90 days, they will make good (up to some low amount $1500?)

2) The priorty pass for lounges is better

3) Points can be moved to United miles

4) Ton of protections but haven't had time to compare vs Centurion

5) Conceriege on Palladium seems more personal (i think they both use Circles but different teams).

6) You know your limit and with this card you can go 2x or 3x above as well.


The benefits vary on which "level" of Palladium you have. If I can get my brochure scanned in, I will lay out the differences.

If you apply through the card through your wealth management office, then you get a level (3) (assuming that is how it is classified, is numbers?) card. Through Chase Premier Banking for the law group, it's a level (2) and then directly applying is a level (1).

I have mine via the private banking arm of JPMorgan, so I can really only speak as to what they offer.

1. Price protection is 90 days, upto $5500 per order. Meaning you can't have a price difference of $25,000 and expect to get it all refunded if the items are not on different orders.

2. Priority pass is priority pass, it is just the next level up from a standard pass. You can order this yourself directly.

3. Points can be moved to UA, AA, DL, SX, US, BA, QX directly for miles. You can also buy your tickets via JPMorgan's travel center.

4. Protections generally are better with Centurion. Just simply better all around at American Express on these things.

5. Circles handles the JPMorgan Select Card, and Chase's Sapphire Preferred. (Along with Centurion) Palladium is with VIP Desk.

My one complaint is that the concierge here actually tends to harass you to buy stuff through them, but they are pretty decent on working on tasks.

6. The card has a credit limit which is 10% of your liquid balance in your cash management account. You CAN go for strictly based upon credit, but it will not be as high. If you need to exceed this limit, your banker will establish an overdraft line of credit, otherwise you are not exceeding the limit.

Crashem
Centurion Member
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Posts: 538
Joined: Fri Mar 09, 2012 9:29 am
Location: San Francisco, CA

Postby Crashem » Wed May 09, 2012 1:09 pm

Btw, you now can get United Club membership for free by calling the concierge line. Just got it. Also, some weird hotel alliance at their highest level. Forgot name of if (GHV?).
Amex Centurion, Amex Platinum, Amex BCP 8k->24k (5/23/12), Amex TE 15k, Cap One 1.5% 15k->20k (8/7/13), CSP 25k, Chase Palladium 100k, Citibank AA 35k (AU), Firestone 1.8k->2.2k->2.4k (8/20/12), JFCU Jloc 30k, PenFed Plat Rewards 30k, SF Fire 30k, US Bank Cash+ 25k

DavidNY
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Joined: Tue Jul 05, 2011 12:28 pm
Location: New York

Postby DavidNY » Wed May 09, 2012 1:28 pm

IHG? .

Crashem
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Posts: 538
Joined: Fri Mar 09, 2012 9:29 am
Location: San Francisco, CA

Postby Crashem » Wed May 09, 2012 2:01 pm

GHA is the correct one. Global Hotel Alliance
Amex Centurion, Amex Platinum, Amex BCP 8k->24k (5/23/12), Amex TE 15k, Cap One 1.5% 15k->20k (8/7/13), CSP 25k, Chase Palladium 100k, Citibank AA 35k (AU), Firestone 1.8k->2.2k->2.4k (8/20/12), JFCU Jloc 30k, PenFed Plat Rewards 30k, SF Fire 30k, US Bank Cash+ 25k

SuperKirby
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Joined: Tue Mar 19, 2013 1:41 pm
Location: LAS / OKC

Postby SuperKirby » Tue Mar 19, 2013 7:19 pm

JCarter wrote:3. Points can be moved to UA, AA, DL, SX, US, BA, QX directly for miles. You can also buy your tickets via JPMorgan's travel center.


Does the Palladium card get you 3x points on JPMorgan's travel center like Sapphire Preferred does on Ultimate Rewards?



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