Wanting to get into AmEx

American Express forum. Talk about AmEx credit cards like Blue, Gold, Platinum, Centurion, and more.
14 posts
logan|20
Green Member
Green Member
 
Posts: 17
Joined: Tue Jan 24, 2012 12:04 am
Location: Kennewick, Washington

Wanting to get into AmEx

Postby logan|20 » Tue Jan 24, 2012 12:26 am

Hey all, as you can see I'm awfully new. I just had a question about getting my foot in the door with American Express. I started building credit with a CapOne card and have steadily moved up in the amount of cards I have. I also have a high amount of credit inquiries. What would you recommend applying for through AmEx? I've been looking into the Zync, and Green card. I guess at this point I just need some advice.
American Express Zync | NPSL
BofA Cash Rewards | CL: $1K
Barclay Finance Card | CL: $1.7k
Amazon Store Card | CL: $1.5k
Credit Union Visa | CL: $1K
Capital One: Sony PlayStation | CL: $500


irvine801
Centurion Member
Centurion Member
 
Posts: 329
Joined: Thu Jan 19, 2012 6:26 pm
Location: Salt lake city, UT

Postby irvine801 » Tue Jan 24, 2012 2:16 pm

I am in the same boat as you my friend. What's your credit looking like?
-American Express Zync.
-Discover IT. 4.5k limit 7.99%
-MC Citi diamond preferred. 1500 limit
-Visa Chase freedom. 2k limit.(23.24%, NOT IN USE)
-Miles by discover 1.5k limit.7.99%
-Best buy store card. 1500 limit
-Mt. America visa 1k limit

Money card
Centurion Member
Centurion Member
 
Posts: 1361
Joined: Tue Jun 28, 2011 10:13 pm
Location: New York state

Postby Money card » Tue Jan 24, 2012 8:40 pm

First of all how many credit cards do you currently have? which ones do you have?

are you a college student who works or do you work full-time? do you travel on business?

logan|20
Green Member
Green Member
 
Posts: 17
Joined: Tue Jan 24, 2012 12:04 am
Location: Kennewick, Washington

Postby logan|20 » Wed Jan 25, 2012 3:31 pm

I have quite a bit for my age. However after readin about the Zync card for a few hours, I finally decided just to apply for it, but also as a way to see where I stand with getting a card with American Express, I was instantly approved, too. So I guess it just gets better from here!
American Express Zync | NPSL
BofA Cash Rewards | CL: $1K
Barclay Finance Card | CL: $1.7k
Amazon Store Card | CL: $1.5k
Credit Union Visa | CL: $1K
Capital One: Sony PlayStation | CL: $500

irvine801
Centurion Member
Centurion Member
 
Posts: 329
Joined: Thu Jan 19, 2012 6:26 pm
Location: Salt lake city, UT

Postby irvine801 » Thu Jan 26, 2012 12:45 pm

Damnit I want a zync card! My app is under review at the moment... What's .your score looking like?
-American Express Zync.
-Discover IT. 4.5k limit 7.99%
-MC Citi diamond preferred. 1500 limit
-Visa Chase freedom. 2k limit.(23.24%, NOT IN USE)
-Miles by discover 1.5k limit.7.99%
-Best buy store card. 1500 limit
-Mt. America visa 1k limit

logan|20
Green Member
Green Member
 
Posts: 17
Joined: Tue Jan 24, 2012 12:04 am
Location: Kennewick, Washington

Postby logan|20 » Thu Jan 26, 2012 7:08 pm

Honestly, I don't know where my scores at at the moment. I've been looking into getting a program that updates all 3 scores, I've been looking at Score Sense since that's what my friend used.

As far as cards, I have a Macy's card with a 1k limit, but that doesn't report to my credit report as I am an employee, I have a Sony PlayStation card, an MTV Visa, as well as Journey card, all three through Capital One. I also have a Bank Of America Student card and a Visa student card through my local credit union, as well as my New Zync card.
American Express Zync | NPSL
BofA Cash Rewards | CL: $1K
Barclay Finance Card | CL: $1.7k
Amazon Store Card | CL: $1.5k
Credit Union Visa | CL: $1K
Capital One: Sony PlayStation | CL: $500

irvine801
Centurion Member
Centurion Member
 
Posts: 329
Joined: Thu Jan 19, 2012 6:26 pm
Location: Salt lake city, UT

Postby irvine801 » Fri Jan 27, 2012 9:04 am

Well Congrats an zync Bro! You will have to let me know how it is!
-American Express Zync.
-Discover IT. 4.5k limit 7.99%
-MC Citi diamond preferred. 1500 limit
-Visa Chase freedom. 2k limit.(23.24%, NOT IN USE)
-Miles by discover 1.5k limit.7.99%
-Best buy store card. 1500 limit
-Mt. America visa 1k limit

Deighton
Gold Member
Gold Member
 
Posts: 41
Joined: Sun Dec 18, 2011 12:56 am
Yahoo Messenger: dabillionaire@yahoo.com
Location: Elmont NY

Postby Deighton » Sat Jan 28, 2012 12:43 pm

irvine801 wrote:Damnit I want a zync card! My app is under review at the moment... What's .your score looking like?


Hey Irvine

From reading the forums in the past, when its under review most likely you will get approved. There is an office that u can call and explain to them why you want this card and its under review. You should be good to go from there.

Deighton
Gold Member
Gold Member
 
Posts: 41
Joined: Sun Dec 18, 2011 12:56 am
Yahoo Messenger: dabillionaire@yahoo.com
Location: Elmont NY

Postby Deighton » Sat Jan 28, 2012 12:43 pm

I want an AMEX card myself, but my credit isn't so great. Probably re-apply around July or August.

logan|20
Green Member
Green Member
 
Posts: 17
Joined: Tue Jan 24, 2012 12:04 am
Location: Kennewick, Washington

Postby logan|20 » Sat Jan 28, 2012 4:06 pm

Thats exactly what I would do, I applied for a Macy's American Express and was denied on the grounds I work there. Back in September I then applied for an Amex card, though I can't remember which one right off the bat. So just give it time and build up your score.
American Express Zync | NPSL
BofA Cash Rewards | CL: $1K
Barclay Finance Card | CL: $1.7k
Amazon Store Card | CL: $1.5k
Credit Union Visa | CL: $1K
Capital One: Sony PlayStation | CL: $500



Return to “American Express”

Who is online

Users browsing this forum: No registered users and 2 guests