logan|20 wrote:Hey all, as you can see I'm awfully new. I just had a question about getting my foot in the door with American Express. I started building credit with a CapOne card and have steadily moved up in the amount of cards I have. I also have a high amount of credit inquiries. What would you recommend applying for through AmEx? I've been looking into the Zync, and Green card. I guess at this point I just need some advice.
They have a pre-approval feature on their website. You would enter your info to see if they have anything available. It would only be a soft inquiry. Now, just because you are pre-approved doesn't guarantee approval and if you aren't pre-approved, that doesn't always mean denial either.
If you have had credit for at least a year, you don't have a ton of recent inquiries on Experian and your utilization is under 30%, I don't see why you wouldn't have any trouble getting a Zync.