Wanting to get into AmEx

American Express forum. Talk about AmEx credit cards like Blue, Gold, Platinum, Centurion, and more.
14 posts
CC Deville
Centurion Member
Centurion Member
 
Posts: 1075
Joined: Thu Aug 04, 2011 7:07 pm
Location: Phoenix

Postby CC Deville » Sat Jan 28, 2012 8:35 pm

logan|20 wrote:Hey all, as you can see I'm awfully new. I just had a question about getting my foot in the door with American Express. I started building credit with a CapOne card and have steadily moved up in the amount of cards I have. I also have a high amount of credit inquiries. What would you recommend applying for through AmEx? I've been looking into the Zync, and Green card. I guess at this point I just need some advice.


They have a pre-approval feature on their website. You would enter your info to see if they have anything available. It would only be a soft inquiry. Now, just because you are pre-approved doesn't guarantee approval and if you aren't pre-approved, that doesn't always mean denial either.

If you have had credit for at least a year, you don't have a ton of recent inquiries on Experian and your utilization is under 30%, I don't see why you wouldn't have any trouble getting a Zync.


irvine801
Centurion Member
Centurion Member
 
Posts: 329
Joined: Thu Jan 19, 2012 6:26 pm
Location: Salt lake city, UT

Postby irvine801 » Mon Jan 30, 2012 10:51 am

Deighton wrote:Hey Irvine

From reading the forums in the past, when its under review most likely you will get approved. There is an office that u can call and explain to them why you want this card and its under review. You should be good to go from there.

Would u happen to know that number sir!?
-American Express Zync.
-Discover IT. 4.5k limit 7.99%
-MC Citi diamond preferred. 1500 limit
-Visa Chase freedom. 2k limit.(23.24%, NOT IN USE)
-Miles by discover 1.5k limit.7.99%
-Best buy store card. 1500 limit
-Mt. America visa 1k limit

logan|20
Green Member
Green Member
 
Posts: 17
Joined: Tue Jan 24, 2012 12:04 am
Location: Kennewick, Washington

Postby logan|20 » Mon Jan 30, 2012 7:46 pm

Here's an update:

I got my card today (it looks amazing) I also received a letter from Capital One which included my credit score, since I just got their Sony Playstation card. They pulled my score from Equifax and it was 662. So just to give you an idea. I'm not entirely sure who Amex pulls.
American Express Zync | NPSL
BofA Cash Rewards | CL: $1K
Barclay Finance Card | CL: $1.7k
Amazon Store Card | CL: $1.5k
Credit Union Visa | CL: $1K
Capital One: Sony PlayStation | CL: $500

irvine801
Centurion Member
Centurion Member
 
Posts: 329
Joined: Thu Jan 19, 2012 6:26 pm
Location: Salt lake city, UT

Postby irvine801 » Mon Jan 30, 2012 9:31 pm

I wanna say experian.but thanks!
-American Express Zync.
-Discover IT. 4.5k limit 7.99%
-MC Citi diamond preferred. 1500 limit
-Visa Chase freedom. 2k limit.(23.24%, NOT IN USE)
-Miles by discover 1.5k limit.7.99%
-Best buy store card. 1500 limit
-Mt. America visa 1k limit



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