I just spotted an offer from amex offering 50,000 hhonors points for upgrading the hhonors card to a surpass. For me, that justifies a $75 fee... I would downgrade the card after a year. Here comes the question... SHOULD I try to upgrade? I am sure it would result in a hard pull correct? My hhonors has a limit of 4.8k... 1st statement a little over a month ago had a balance of 1.3k... payed in full. My zync card is ~5 months old... I have a much longer history with the cards listed in my signature... should I try to upgrade the card online or give them a call? I am overseas at the moment until the summer... The offer sounds very tempting to me..
other info... i have 2 hard pulls in the last half year both from amex... both approved