670 credit score = denied store cards, but approved for Zync?

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670 credit score = denied store cards, but approved for Zync?

Postby spengbab » Thu Jan 05, 2012 12:17 pm

Hey guys. I don't understand... why is it that I apply for credit cards or store cards I keep getting denied, but when I apply for the AMEX Zync I get approved? Is it easy to get AMEX cards?

My credit score is around 670, they all go "Lack of history"... but my parents bought me a car when I started college and they've been making payments on time.

The only thing that's changed right now is that I've began paying student loans off, but I doubt 1 month of payment really makes a difference right?

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Postby prady » Fri Jan 06, 2012 10:03 am

Amex is very kind with zync for ppl who have low credit history but not so with ppl who have bad credit history. So i am not surprised that they approved u as its a charge card, if anything they would cancel it if u dont pay in time

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