- Centurion Member
- Posts: 304
- Joined: Sat Aug 13, 2011 9:38 am
- Location: Michigan
I have an American Express Clear card and never charged a penny but applied and was approved for 5000 more than my initial credit. So regardless of what you spend, they will grant you additional credit based on your credit and not your spending history.
What you need is to wait 61 days after the account was establish, call American Express for the date, this date is different from the date of approval. I applied before the 62 days and was denied as well but after 62 days, i was approved.
In the case you don't get approved, it may be a credit history / score issue and in this case, i will recommend you wait and re-apply after 6 months. Just double check the establish date and that is not the issue, in a matter of 6 months you will be golden.
About the 13 months wait, you are correct.