New Amex recommendation

American Express forum. Talk about AmEx credit cards like Blue, Gold, Platinum, Centurion, and more.
12 posts
FutureBillionaire
Centurion Member
Centurion Member
 
Posts: 1589
Joined: Sun Jun 19, 2011 2:37 pm
Location: Down South

New Amex recommendation

Postby FutureBillionaire » Wed Nov 30, 2011 12:49 pm

Hello,

I have the Amex gold card currently. I am not getting a lot of bang for my buck from the rewards. I am looking for recommendations for Amex cards for someone who likes cash back and uses my cards for groceries, gas, every day purchases, restaurants, and entertainment. Thanks in advance.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape


ooxs
Centurion Member
Centurion Member
 
Posts: 304
Joined: Sat Aug 13, 2011 9:38 am
Location: Michigan

Postby ooxs » Wed Nov 30, 2011 7:14 pm

Amex Platinum as i indicated in one of my last posts is offering a sign up bonus of 50,000 points. If transferred to delta, you get 50,000 miles and 15,000 bonus miles totaling 65000. That is two round trip ticket of you can simply get gift cards or whatever you want. You get an additional one point for every dollar but keep in mind this points are worth more. With a 450 membership and the above offer, it is definitely worth looking into.
While i like American Express, you might want to consider a Visa card, Chase is aggressively offering 300 dollars for the freedom card and the Chase Sapphire Preferred is offering 50,000 bonus points = $500.00 cash back or $625.00 towards airfare/hotel! .

! You can use this link provided by this forum to apply http://creditcardforum.com/offers/chase-sapphire-preferred.php.

No annual fee for your first year

FutureBillionaire
Centurion Member
Centurion Member
 
Posts: 1589
Joined: Sun Jun 19, 2011 2:37 pm
Location: Down South

Postby FutureBillionaire » Wed Nov 30, 2011 7:40 pm

I already have one rotating categories card. I want something that I can earn steady rewards on I think. What are the caps on the Chase card?
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape

ooxs
Centurion Member
Centurion Member
 
Posts: 304
Joined: Sat Aug 13, 2011 9:38 am
Location: Michigan

Postby ooxs » Thu Dec 01, 2011 8:12 pm

There is no cap on the amount of rewards points that can be earned with the card and the points never expire.

Money card
Centurion Member
Centurion Member
 
Posts: 1361
Joined: Tue Jun 28, 2011 10:13 pm
Location: New York state

Postby Money card » Sat Dec 03, 2011 11:19 pm

Future what about a tiny move from the basic gold to the gold premier rewards?

Money card
Centurion Member
Centurion Member
 
Posts: 1361
Joined: Tue Jun 28, 2011 10:13 pm
Location: New York state

Postby Money card » Sat Dec 03, 2011 11:23 pm

it gets 2x the points on both groceries and gas stations.

4Runner
Centurion Member
Centurion Member
 
Posts: 148
Joined: Tue Aug 16, 2011 7:33 pm
Location: Pleasanton, CA

Postby 4Runner » Wed Dec 07, 2011 12:01 pm

- ...I am looking for recommendations for Amex cards for someone who likes cash back and uses my cards for groceries, gas... - This is an easy one, just go for any of the Blue Cash cards.

FutureBillionaire
Centurion Member
Centurion Member
 
Posts: 1589
Joined: Sun Jun 19, 2011 2:37 pm
Location: Down South

Postby FutureBillionaire » Thu Dec 08, 2011 6:55 pm

The problem with the Blue Cash is that Kroger isn't considered a grocery store. I do all of my grocery shopping there because I like to earn the fuel points. I am thinking that I may do away with Amex altogether if I can't find a viable solution.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape

domoken
Green Member
Green Member
 
Posts: 11
Joined: Sat Aug 20, 2011 8:14 pm
Location: Virginia

Postby domoken » Fri Dec 09, 2011 8:45 am

FutureBillionaire wrote:The problem with the Blue Cash is that Kroger isn't considered a grocery store. I do all of my grocery shopping there because I like to earn the fuel points. I am thinking that I may do away with Amex altogether if I can't find a viable solution.


You sure about that? I shop at Kroger as well and get the 2x points with my PR Gold. Hell even 7-Eleven was considered a grocery store!

sticf
Centurion Member
Centurion Member
 
Posts: 132
Joined: Mon Jul 18, 2011 10:08 pm
Location: Houston

Postby sticf » Fri Dec 09, 2011 9:36 am

Both of my local Kroger Stores are considered grocery stores. In fact if I buy Starbucks inside of Kroger it shows up as grocery. That is not necessarily the same for all Kroger chains. Kroger Marketplace is a "hypermarket" and will not likely be considered a grocery store. I am sure there are other Kroger owned chains that will also fall outside the "grocery store" model.



Return to “American Express”

Who is online

Users browsing this forum: No registered users and 2 guests