American Express Canada

American Express forum. Talk about AmEx credit cards like Blue, Gold, Platinum, Centurion, and more.
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hair_glue
 
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American Express Canada

Postby hair_glue » Sun Nov 30, 2008 4:20 am

Why doesn't American Express introduce the same credit cards from the United States into Canada?

I have the American Express AeroplanPlus gold card (canadian credit card only) and the one I would really like to get my hands on is the Amex Simply Cash but I can't find any plans on them bringing that over here.



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Mogul of Pineapples
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Canadian American Express cards

Postby Mogul of Pineapples » Sun Nov 30, 2008 10:31 pm

If Amex has not introduced the Simply Cash card yet in Canada my guess would be they won't. It's a different market so this is not unusual. That card you mentioned is not available in the US. But that's because our market is different than your market and they create and choose the most appropriate cards for each country.
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Current Cards:
American Express: Blue Cash, Simply Cash Bank of America: WorldPoints Platinum Plus Chase: Amazon, British Airways, Cash Plus Rewards, Freedom, Ink Cash Citi: Thank You Premier, Dividend Platinum Select Discover: More
Primary Everyday Card: American Express Blue Cash
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GoCreditGo!
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Postby GoCreditGo! » Fri Nov 08, 2013 8:46 pm

I have noticed that. I think it might have to do with population. I am back and forth between USA and Canada and I have cards in both countries. I notice that most places in Canada DO NOT take AMEX while in the US, everyone seems to take AMEX (at least a much larger portion). I think that this is further exacerbated by the fact that the population is far less here, so less products are generally available since it would cost more per person to implement new cards. This is just my 2 cents though.

hair_glue wrote:Why doesn't American Express introduce the same credit cards from the United States into Canada?

I have the American Express AeroplanPlus gold card (canadian credit card only) and the one I would really like to get my hands on is the Amex Simply Cash but I can't find any plans on them bringing that over here.



kelvSYC
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Postby kelvSYC » Sat Nov 16, 2013 10:13 pm

Canadian credit cards generally offer much less rewards compared to their American counterparts, and AmEx is no exception. The well-recommended non-mainline (Green/Gold/Platinum for charge, Blue Sky for credit) cards such as BCE is simply unsustainable in Canada from a business perspective (a survey of recommended Canadian CCs offering rewards on groceries gives 2% tops on cards without an annual fee - where the standard reward rate is 0.5%). The closest analogue to the AmEx SimplyCash is the Air Miles credit card, but that's a 0.05% on everything card. The best Canadian credit card that offers is ChoicePlus (which is pretty much the Canadian counterpart to the BCP, but with 2% rewards on five places of your choice and 1% elsewhere - and one of those eligible 2% places is GO Transit, so Torontonians can abuse it easily).

Also, unlike banks in the US, only AmEx issues AmEx cards. This is because up until VERY recently, the big banks in Canada could only issue credit cards using only one major processing network. 4 of the big 5 sided with Visa, BMO with MC. Thus, there's no real incentive to accept AmEx at most Canadian retailers.
Current Credit Scores:
Experian - 655 (3-3-13, FICO from lender)
Equifax - 726 (3-21-13, FICO from lender), 677 (6-16-13, FICO ScorePower Report)
TransUnion - 722 (10-10-14, FICO from Discover statement)
Equifax Canada - 810 (6-16-13, FICO ScorePower Report)
TransUnion Canada - 812 (6-16-13, TransRisk Report)

Current Credit Cards:
RBC Rewards Gold Visa - $5500 CAD
Bank of America Cash Rewards - $9500 USD
Capital One PlayStation - $2750 USD
American Express Blue Cash Everyday - $4000 USD
Discover It - $5500 USD

DavidNY
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Postby DavidNY » Sun Nov 17, 2013 10:05 am

Amex is not as widely accepted as Visa/MC.

For rewards, MBNA Smart Cash Mastercard has 3% off gas and groceries and 1% off elsewhere with no AF. Scotia Momentum Visa Infinite has 4% off gas and groceries, 2% off drug stores and bills and 1% off elsewhere but has a $99 AF.

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FastSRT8
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Postby FastSRT8 » Sun Nov 17, 2013 12:40 pm

As a Canadian cardholder since 89 my mantra has been simple.

You don't take my Amex.... you don't get my business.

It has served me fine.
Carpe diem quam minimum credula postero!

GoCreditGo!
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Postby GoCreditGo! » Mon Nov 18, 2013 4:30 pm

I hear that!

FastSRT8 wrote:As a Canadian cardholder since 89 my mantra has been simple.

You don't take my Amex.... you don't get my business.

It has served me fine.

Reclusive46
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Postby Reclusive46 » Mon Nov 18, 2013 4:37 pm

FastSRT8 wrote:As a Canadian cardholder since 89 my mantra has been simple.

You don't take my Amex.... you don't get my business.

It has served me fine.


I'm not in Canada very often but that must be pretty difficult. I find myself having to use my MasterCard an awful lot in Canada, in comparison to the USA, UK and Australia where its very rare (Never in the US) to have to use my MasterCard

American Express have managed to really fob off some of their customers here in the UK though. They still charge forex fees even though pretty much every other issuer offers no foreign transaction fees and to make things worse Lloyds Bank and MBNA in the UK issue AmEx branded cards that don't have any foreign fees!
Amex UK Platinum Charge Card
Amex Blue Cash USA
Amex US Gold Corporate Card
World MasterCard Capital One UK (Free abroad + Cashback + Free Cash Withdrawals with no interest)

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FastSRT8
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Postby FastSRT8 » Tue Nov 19, 2013 2:31 am

Reclusive46,

Let me know what you are looking for next time you are in the country and what City you are visiting. I should be able to provide you with a basic list of merchants that do take the card.

Funny thing is how Costco snubs off all the other cards except for Amex.
Carpe diem quam minimum credula postero!

GoCreditGo!
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Postby GoCreditGo! » Tue Nov 26, 2013 6:49 pm

That's the best part of shopping at Costco. Well, that and the food samples!

FastSRT8 wrote:Reclusive46,

Let me know what you are looking for next time you are in the country and what City you are visiting. I should be able to provide you with a basic list of merchants that do take the card.

Funny thing is how Costco snubs off all the other cards except for Amex.



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