What's your best credit card rating site?

American Express forum. Talk about AmEx credit cards like Blue, Gold, Platinum, Centurion, and more.
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Munie
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Location: New York City

What's your best credit card rating site?

Postby Munie » Tue Nov 22, 2011 9:59 pm

I ask because of this issue in my recent denial letter, and some advice I got here after:

[color="red"]Your debt with other creditors relative to the available credit as indicated by Experian: This is what is known as debt-to-credit ratio.[/color]

Advice: [color="green"]"It sounds like the only revolving credit card you have is First Premier with a $250 limit. The AMEX Green does not have a limit. So, let's say you have a balance of $50 on your First Premier when it reports to the bureaus; that is 20% of your avaialble credit. If you have a $125 balance one month, that is 50% of your available credit. You really should not be at more than 30% of your available credit line. An easy fix for this is to add another Visa or MasterCard that will give you a higher credit line and keep balances low."[/color]

So I'd like to research some good visa and/or mastercards so I can resolve that issue.


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