Save $20 at Wal-Mart with American Express

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Mogul of Pineapples
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Save $20 at Wal-Mart with American Express

Postby Mogul of Pineapples » Fri Nov 28, 2008 6:16 am

I hate Wal-Mart and so do many others on this board but I thought I would post this anyway. Plus there's no possible way Wal-Mart could be making a profit off this deal if you spend the absolute minimum, so I wouldn't feel guilty for using it.

Spend $40 or more two times at Walmart Stores or walmart.com and get a $20 statement credit on your card account.


$20 credit for $40+ $40 in spending = 25% off

You need to enroll your Amex card to get this here.
Disclosure: I am a moderator/paid staff of this site, which does have advertising relationships with some credit cards that are discussed and linked to. Regardless, anything I say is my honest opinion.

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Cucumber
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Postby Cucumber » Sat Nov 29, 2008 1:54 am

Wal Mart :mad: :mad:

I'd rather spend more money elsewhere than give a penny to them!!!!
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Switchfoot
 
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Postby Switchfoot » Sun Nov 30, 2008 1:35 pm

Aren't they going after people who shopped at Walmart and similar stores* with their “new and improved” risk model?

* “Delinquencies Mount for American Express”, Wall Street Journal

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Mogul of Pineapples
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Postby Mogul of Pineapples » Sun Nov 30, 2008 10:14 pm

Good point Switchfoot. It is kind of out of place for American Express to be doing a Wal-Mart promotion. Contrast that with the similar Ruth's Chris (upscale steakhouse) promotion we discussed in an earlier thread.

I know American Express stated earlier this year they are "going back to their roots" and scaling back who's eligible for their cards. But as you pointed out this Wal-Mart promo appears to be back peddling.
Disclosure: I am a moderator/paid staff of this site, which does have advertising relationships with some credit cards that are discussed and linked to. Regardless, anything I say is my honest opinion.

Current Cards:
American Express: Blue Cash, Simply Cash Bank of America: WorldPoints Platinum Plus Chase: Amazon, British Airways, Cash Plus Rewards, Freedom, Ink Cash Citi: Thank You Premier, Dividend Platinum Select Discover: More
Primary Everyday Card: American Express Blue Cash
Primary Travel Card: Chase Sapphire Preferred

jak
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Postby jak » Mon Dec 01, 2008 11:58 pm

Switchfoot wrote:Aren't they going after people who shopped at Walmart and similar stores* with their “new and improved” risk model?


Guess not! I saw their Christmas 'wish list' contest included crap discounts at Wal-Mart. Has their target customer turned into a Wal-Mart shopping coupon-clipping soccer mom? This wasn't the Amex I remember that's for sure.

kiboko
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Postby kiboko » Tue Dec 02, 2008 10:03 pm

I really wanna save $$$$$ at some ANTI-AMERICAN UNION BUSTING WALMARTS!

They can keep their $20 I would rather wipe my butt with a 20 dollar bill and flush it down the toilet then give it to Walmarts!!!!!!

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The Fuzz
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Postby The Fuzz » Mon Dec 08, 2008 2:39 pm

Switchfoot wrote:Aren't they going after people who shopped at Walmart and similar stores* with their “new and improved” risk model?

* “Delinquencies Mount for American Express”, Wall Street Journal


Something to keep in mind is that it isn't just WalMart that is the risky place to shop. The dump walmart on the bad side of town that everybody with a 450 FICO shops at is probably the bad one to shop at. It isn't the chain as much as it is the location when it comes to that particular store.

arealmaverick
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Postby arealmaverick » Mon Dec 08, 2008 9:02 pm

Not really. I think this makes sense. The average person that shops at somewhere like Wal-Mart is more likely to have less income than someone that shops at Whole Foods for their groceries. It doesn't take a rocket scientist to realize that.

This is why new credit cards you get could "flag" your account if there's a lot of suspicious activity at places low income people shop (including Dollar stores, porn, a large amount of paypal transaction, and so on)

Switchfoot
 
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Postby Switchfoot » Mon Dec 08, 2008 10:45 pm

I agree arealmaverick, but from the news reports it looks like they were really trying to drop any customer that seemed to hit certain “high risk zones,” to the extent that people with 30 year old accounts were getting dropped.

I suppose I'm just worried that they're just reacting instead of really assessing the situation and plotting a safe course of action. Though, I suppose American Express has less to fall back on these days as they've were trying to turn into a Visa/MasterCard/Discover shop (e.g. selling the AmEx Private Bank, spinning off Ameriprise Financial).

It just bothers me a little if someone's personal frugality ends up getting the welcome mat removed from under them. Especially because they're asking for federal bailout funds.

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Cucumber
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Postby Cucumber » Tue Dec 09, 2008 2:49 am

So porn is considered high risk transaction huh?

Shucks I'm gonna have to take back all my naughty things I raked up on my Amex. Think they'll take back used toys? :ppp
OBAMA
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