Should I upgrade my Blue to the Everyday?

American Express forum. Talk about AmEx credit cards like Blue, Gold, Platinum, Centurion, and more.
17 posts
requiredfield
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Location: Lost in space

Postby requiredfield » Tue Dec 27, 2011 9:25 pm

I did this switch a few weeks ago but I was after rewards not 0% APR. No problem, no inquiry. I really considered the Preferred version but my largest local grocery chain doesn't take AMEX. Like their website states if you spend only $25 a week on groceries that covers your $75 annual fee. That doesn't take into account 3% on fuel.

Better card you ask?
No one card is the best, as best is relative to what you spend the most on.

Best year round Gas card? PenFed Platinum Cash Rewards Card, 5% monthly statement credit. It can't even be beat by quarterly bonus cards, only matched.

Best year round restaraunt card? Citi Foward, 3.125% cash. This can easily be beat by quarterly bonus cards.


FutureBillionaire
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Location: Down South

Postby FutureBillionaire » Wed Dec 28, 2011 2:22 pm

I have the Penfed card and love it. I am debating on the Citi Card. I have a Gold Card and have thought of switching to the Blue Cash. I think I will just add the Blue Cash to my wallet.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape

m20e3087
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Location: NC

BC Everyday

Postby m20e3087 » Thu May 24, 2012 5:52 am

I have the blue with rewards with points from 04. Called AMX, they said I can switch with over to the cash, and keep same number, APR, and Limit. Should I switch it? Any suggestions?
American Express: Blue Cash Everyday & Platinum

Visa Signature: BankAmericard Travel Rewards, Chase Freedom Unlimited, & Chase Sapphire

Visa Infinite: Chase Sapphire Reserve

Crashem
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Location: San Francisco, CA

Postby Crashem » Thu May 24, 2012 7:45 am

What happens to points? I think bce/bcp better because of bonus categories.
Amex Centurion, Amex Platinum, Amex BCP 8k->24k (5/23/12), Amex TE 15k, Cap One 1.5% 15k->20k (8/7/13), CSP 25k, Chase Palladium 100k, Citibank AA 35k (AU), Firestone 1.8k->2.2k->2.4k (8/20/12), JFCU Jloc 30k, PenFed Plat Rewards 30k, SF Fire 30k, US Bank Cash+ 25k

m20e3087
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Postby m20e3087 » Thu May 24, 2012 9:05 am

I have already used up my points. If I didn't I would have had to use them right way, other wise point will not transfer over.
American Express: Blue Cash Everyday & Platinum

Visa Signature: BankAmericard Travel Rewards, Chase Freedom Unlimited, & Chase Sapphire

Visa Infinite: Chase Sapphire Reserve

Money card
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Location: New York state

Postby Money card » Sun May 27, 2012 9:30 pm

m20e3087 wrote:I have the blue with rewards with points from 04. Called AMX, they said I can switch with over to the cash, and keep same number, APR, and Limit. Should I switch it? Any suggestions?


first of all what do you use you credit cards for? second of all do you travel on business?
do you use your cards for places like Starbucks, Barnes and nobles, getting car repairs? do you use your cards at the grocery stores, gas stations, department stores, do you use them for restaurants and shopping?

Crashem
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Postby Crashem » Mon May 28, 2012 12:23 am

Blue is basically 1pt. Blue cash has more than 1% categories. Go bce or bcp or sure
Amex Centurion, Amex Platinum, Amex BCP 8k->24k (5/23/12), Amex TE 15k, Cap One 1.5% 15k->20k (8/7/13), CSP 25k, Chase Palladium 100k, Citibank AA 35k (AU), Firestone 1.8k->2.2k->2.4k (8/20/12), JFCU Jloc 30k, PenFed Plat Rewards 30k, SF Fire 30k, US Bank Cash+ 25k



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