4Runner wrote:thanks HipHopSays for your comments.
Does any one have any "backdoor" number that i can use to talk with AMEX to reconsiderer my application?
Found this from FatWallet (but it is from 12/08) : 800-809-6849 (Lending dept) -try this one first.
Also: 1-866-314-0237 (New accts dept). (came from the MyFico forum dated 5/10/11)
Keep in mind that as part of CARD Act, creditors have formula's to determine the total credit lines that they can give you. The formula's determine your ability to repay your debts. Even though you have two charge cards (that don't technically have revolving credit lines), I am sure that there is some internal credit limits associated with them; therefore, you may be at your maximum for credit with Amex given your income. This is just a guess though. It is a different world now thanks to CARD Act.