background info: 18 yrs old, 6 month credit history. Prior to AMEX, I have 3 cards from Capital one, BofA and Citi. $2k credit limit in total. Very high spending amount but low balance due to paying off several times every month. 4 credit inquiries. My score from credit karma is about 690-700. No late payment ever.
Yesterday out of the blue I applied for Zync and get instantly approved. Today, out of the blue (again) I applied for Premier Gold and get approved again! I cannot believe it! I'm so happy! No more worry about maxing out my cards
Premier Gold is very beneficial for me since my biggest spending is travel (~$10k/year). However, there's not much benefit for me to keep Zync anymore. However, I got charged $20 for the Travel Pack. My questions are:
Should I cancel or keep the Zync card?
If I cancel the Zync, can I get my money back from the travel pack?
Finally, thank you you guys for your help! ( I did open the gold card using the forum link