Would I get approved?

American Express forum. Talk about AmEx credit cards like Blue, Gold, Platinum, Centurion, and more.
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Meltdownblitz
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Would I get approved?

Postby Meltdownblitz » Sat Jul 02, 2011 12:25 pm

I was wanting a cashback card, but I just opened a Zync card about a month ago with around a 650 credit karma transrisk score, and I haven't made my first payment yet for my american express card, but I am about to (statement is about to end). Since then my transrisk score on CK has gone up past 720. I was wanting to apply for an Amex Blue Cash perferred but I had just got the zync a month ago through them as I said above. Will this affect my chances now? What do you think my chances are with getting that card?

If that card wasn't possible, I was thinking about applying for a Chase Freedom card, what do you think is a better decision?

Just wanted some opinions on this, thanks in advance.


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Pete838
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Postby Pete838 » Sun Jul 10, 2011 10:42 am

You might also look into Discover More Cashback Bonus. I think they have a promo going now with 0% for 15 months PLUS 2% back on everything, 5% back in categories that vary month to month. In my opinion, Discover has the best cash back card, and Discover is much more widely accepted now than it had been in previous years.
Freedom is never more than one generation away from extinction. We didn't pass it to our children in the bloodstream. It must be fought for, protected, and handed on for them to do the same.
Ronald Reagan

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Postby Money card » Tue Jul 12, 2011 9:25 pm

You want my personal opinion Meltdown why not use your zync for a year and see how you like it. If you get frustrated then you can call them up and ask if you can switch or reapply.

personaly i see the premium cards being harder to get because you have to pay an annual fee and the whole bill is due in full so who usualy uses these cards, executives , vice presidents, sales man for any company you know who has a blue cash card
A Hooters waitress.
people who travel on business and people who like to shop.

personaly I like the premiumcards like the Zync. congratulations on your zync and try it for a year, If you don't like it then go for the blue.

Meltdownblitz
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Joined: Fri Jun 03, 2011 11:42 pm
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Postby Meltdownblitz » Wed Jul 13, 2011 8:20 am

I agree with you. ^^ I think Thats what I was gonna do anyway. I love my zync card so far.



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