- Green Member
- Posts: 3
- Joined: Wed Jun 15, 2011 11:57 am
- Location: california
I currently hold an Amex Plat (only signed up bc they gave me 50,000 pts which negated the $450 annual fee but will probably cancel) and Amex Blue Cash. I rarely use either because I also have an fia cash rewards card (formerly the schwab card) which is 2% cash back and and the Chase freedom card which is great for smaller purchases (under $10. I mainly use those 2.
I do run my own small business and am wondering if anyone knows any hard criteria for the Plum card. I applied 2 years ago and was denied but really didn't get any useful information as to why. Does anyone know any specific criteria for this card?
Also, for the clear card, I often will goto a casino on the weekend and it is impossible to get cash from the bank on Sundays. Does anyone know if the clear card has any fee for cash advances? Also do you know how to determine your cash advance limit using an Amex? I am wondering if this is a viable solution to cut down on the insane 3-4% initiation fees that most cards charge. I pay these cash advances off the following Monday so I really don't care about the APR on these cash advances, I just want to eliminate the cash advance fee.
Tell me anything and everything you now about these two cards!