How often should I request a credit limit increase?

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5 posts
thesevenhills
 
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Joined: Mon May 30, 2011 5:53 pm
Location: Texas

How often should I request a credit limit increase?

Postby thesevenhills » Mon May 30, 2011 5:59 pm

Hi guys, first post here,

I just got approved for an American Express Zync ($500 limit with AutoPay). I only have one other credit card ($1500 limit through my college's FCU). How often should I request a credit limit increase on the AmEx?


n777ua
Green Member
Green Member
 
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Location: Earth

Postby n777ua » Tue May 31, 2011 8:39 pm

You have to wait 60 days after your account was open to request your first CLI.

Meltdownblitz
Centurion Member
Centurion Member
 
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Joined: Fri Jun 03, 2011 11:42 pm
Location: United States

Postby Meltdownblitz » Fri Jun 03, 2011 11:49 pm

I didn't know there was a credit limit on the AMEX Zync Card?

Smerri
Platinum Member
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Joined: Mon Oct 11, 2010 7:29 am
Location: Massachusetts

Postby Smerri » Fri Jun 10, 2011 7:41 am

There isn't a credit limit on the Zync however that hard cap is something new they put in place for people with fairly new credit. After 6 months I would call up and see if you could have the hard cap removed in which case it would turn into a regular charge card with no hard limit.

Meltdownblitz
Centurion Member
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Joined: Fri Jun 03, 2011 11:42 pm
Location: United States

Postby Meltdownblitz » Fri Jun 24, 2011 4:03 pm

How do you know what your hard cap is?



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