Too many American Express disputes = card cancellation?

American Express forum. Talk about AmEx credit cards like Blue, Gold, Platinum, Centurion, and more.
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julian926
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Too many American Express disputes = card cancellation?

Postby julian926 » Fri May 27, 2011 10:21 am

I purchase a lot of services through people offering services to market my websites. I occasionally get people who don't deliver and it seems like it's increasing.

So for the past 6 months, I've had about 5 Amex disputes.

Would American express get concerned if I dispute too many charges? Would they cancel my card if I had too many?

Thanks


DoingHomework
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Postby DoingHomework » Fri May 27, 2011 2:20 pm

Jeez, I would hope they would cancel you and cut you off! If you have subcontractors that don't deliver then the appropriate solution is to hire an attorney to recover what you paid. That's not what the dispute process is designed for. You should also be doing better due diligence on your vendors.

julian926 wrote:I purchase a lot of services through people offering services to market my websites. I occasionally get people who don't deliver and it seems like it's increasing.

So for the past 6 months, I've had about 5 Amex disputes.

Would American express get concerned if I dispute too many charges? Would they cancel my card if I had too many?

Thanks

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Mogul of Pineapples
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Postby Mogul of Pineapples » Sat May 28, 2011 5:50 pm

I don't think it will result in a cancellation but generally as DH said, my guess would be the fewer disputes you file, the more seriously they will take them when you do actually file them.
Disclosure: I am a moderator/paid staff of this site, which does have advertising relationships with some credit cards that are discussed and linked to. Regardless, anything I say is my honest opinion.

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citizensoldier
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Postby citizensoldier » Sun May 29, 2011 4:32 pm

I would presume that it would be illegal for a credit card to be canceled for fraud which is no fault of your own.



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