Glad to have my AMEX back ...

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danpass
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Glad to have my AMEX back ...

Postby danpass » Wed May 25, 2011 1:06 pm

It is one of two cards I never got in trouble with. The other was my ATT credit card. Hey I got it on campus and it was 'in' since it was part of that time traveling TV show lol :ppp

Then one day I finally, totally, paid it off (something like $12,000) ............ and cancelled it. I suppose I should have just kept it.


It was the other credit cards that I got after college that got me in trouble. Then in 2001 the income stopped and the trouble came home to roost.

I put in for bankruptcy (and the lawyer messed that all up and it never finalized) but it bought me time.

But I had to fix the car (to make money again) and used the AMEX for that but was unable to pay the card so it eventually got cancelled.

I once offered to pay that balance, AMEX always having come thru for me, but they declined. I forget the exact reason, something like it had been written off/expensed. The phrase may have been 'charged off'.

It wasn't until this past week that I was finally able to get my AMEX back. I have two other cards (and some student loans) that I've been using for several years to build the credit rating back up.

But I'm glad to have the AMEX back, the automatic perks, the customer service, the rewards, maybe its just nostalgia.

The card says 'Member since 11' but my online profile shows 'Member since 2000' haha :D

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MFR
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Postby MFR » Thu May 26, 2011 10:59 am

Once you are good with Amex you can upgrade or apply for their better cards quickly. Later this year I would try upgrading to the Gold with Premier Rewards and then if you want to go higher, Platinum the next year. If you upgrade your existing account ask them to match the offers online for the upgrade and if they won't do that then open up a new account to get the offer.

By the way I have the business Platinum and starting out didn't have the best credit so to speak.
Primary Card: Amex Platinum (business version but used for personal, hoping to qualify for Centurion within 12 months)
Other Cards: BofA Cash Rewards Visa Signature (don't use b/c poor rewards), KeyBank Platinum (don't use for same reason), Amazon Visa (only use for Amazon)

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danpass
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Postby danpass » Thu May 26, 2011 8:59 pm

The thought has crossed my mind :D

craigm1
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same boat

Postby craigm1 » Fri May 27, 2011 9:25 am

weird I was in a similiar situation no card since 94 was a member originally in 89 and when i finally got a card back in 2008 they put me as card member on the website as 1989 and my card amex blue cash says card member since 1989

craig
Current Cards: American Express:Grandfathered Blue Cash CL 34k member since 89
Chase Freedom CL 7.5k member since 04
Chase Marriot Rewards Premier CL 20k member since 13
Chase Sapphire Preferred CL 25K member since 13
Bank Americard Cash Rewards Signature Visa CL 14k member since 11
Discover Cashback Bonus $10.5k member since 11
US Bank Cash + Signature Visa 19k member since 12
Citibank Thank You Preffered World Mastercard $16.5k member since 14

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Mogul of Pineapples
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Postby Mogul of Pineapples » Sat May 28, 2011 5:49 pm

As I just said in my other posts about you getting this, congratulations!
Disclosure: I am a moderator/paid staff of this site, which does have advertising relationships with some credit cards that are discussed and linked to. Regardless, anything I say is my honest opinion.

Current Cards:
American Express: Blue Cash, Simply Cash Bank of America: WorldPoints Platinum Plus Chase: Amazon, British Airways, Cash Plus Rewards, Freedom, Ink Cash Citi: Thank You Premier, Dividend Platinum Select Discover: More
Primary Everyday Card: American Express Blue Cash
Primary Travel Card: Chase Sapphire Preferred

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danpass
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Postby danpass » Tue May 31, 2011 10:30 pm

In another thread n777ua mentioned ficoforum.

Out of curiosity I went over there and found this little gem from RayRocks:

Looks like backdated - yes!

I would call them and ask them to issue you a new card reflecting this date - they will do this for you.

Ray



I think I'll make a phone call tomorrow :D

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danpass
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Postby danpass » Wed Jun 01, 2011 1:10 pm

I made the call. 'Revised' card will arrrive in 9-12 days lol :cool:

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danpass
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Postby danpass » Tue Jun 07, 2011 11:48 am

I got my '00' yesterday.

Everything else is the same. Didn't even need to activate it (I did a test getting some McDonalds health food). :ppp

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Mogul of Pineapples
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Postby Mogul of Pineapples » Mon Jun 13, 2011 8:53 pm

danpass wrote:I got my '00' yesterday.


Ha, that's great you were able to get the original member since date on your new card!
Disclosure: I am a moderator/paid staff of this site, which does have advertising relationships with some credit cards that are discussed and linked to. Regardless, anything I say is my honest opinion.

Current Cards:
American Express: Blue Cash, Simply Cash Bank of America: WorldPoints Platinum Plus Chase: Amazon, British Airways, Cash Plus Rewards, Freedom, Ink Cash Citi: Thank You Premier, Dividend Platinum Select Discover: More
Primary Everyday Card: American Express Blue Cash
Primary Travel Card: Chase Sapphire Preferred



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