Applied today and it said they need to review my application and make a decision. Does that mean I am denied? It said the same thing with my BoA card (first credit card) and they called me a few days later and reviewed my account & accepted me over the phone. However, I'm pretty sure this is different.
I'm impatient so I thought I would ask you all!Stats/Info
3 Credit Cards
- Bank Of America Accelerated Cash Rewards~ 1,000 limit (opened 6 months ago)
- Bloomingdales~ 500 Limit never used (opened 2 months ago)
- Kohls Charge ~ 300 Limit (opened 1 month ago.) Only used once and paid off a few days after the charge.
No loans- ever
Absolutely no debt
I have never missed a payment
Pay in full as soon as my charges post to my account. I don't wait until the end of the month to pay. I basically use my BoA card as a debit card: it's the only one I use consistently.
My household income is 110,000
I also opted to give my Mom a card as well
Any info/help would be great! If you think I will be/am denied, please let me know what I can do to improve my score! Thank you!