Mogul of Pineapples wrote:If you're a light spender the Green or Gold is a much better choice than the Platinum.
Really the only people who should be applying for Platinum are the heavy travelers and I'm not talking about the type that fly Jet Blue and stay at Econolodge. It's really designed for those that go first class all the way.
Not necessarily. You get $200 in airline fees refunded every year. At $50 per trip per person for bag check, that pays for almost half the annual fee right there. And you get 20% discount on rental cars plus various other perks. I recently got a free hotel night plus $100 food credit just for being a platinum card holder. I also got an airline ticket for half price by using points I've earned for regular spending. I've had the card since March and have already saved more than the annual fee on things I would have bought anyway. And that does not even include some of the extras I've received.
I agree that most of the perks of the platinum card are travel-related. But you don't need to go first class all the way to benefit nor do you have to travel a lot. I think a couple that makes as few as 2 airline trips a year can almost pay for the card from the savings while enjoying substantial other perks. Two trips a year is really not all that much.