And thanks for the quick reply!
I only have the one card and I called it wrong....it's called a "IT Professional ...." whatever.
This card started out as an MBNA card.....then BofA when they merged or whatever happened. And now has the Amex logo.
As for the % owed, it is less than 10% of the 25K limit....way less...of course they add in the BT amount which was not much and it is still way under 10%.
I guess they figure since I make way over the minimum payment each month, raising the rate is one way to make more on me?
O well............whatever, I guess. Wonder if calling them on this will make a difference? Why waste my time?
What I'd like to do is change this card to the Amex/Costco one......hummmm
And be able to keep that nice limit, never use it BUT it IS nice to see that figure