I have another card with Bank of America which I hate but, since it is my first card I just let it sit open. It's been unused for 4 years and still open. I think it all really depends on the bank.
Do you mind me asking what type of credit limit you have on it? I had the limit on my B of A credit card cut big time for non usage although that was when the economy was rougher.
thanks for the helpful info. Also, If I decided not to activate, would I still be forced to pay the annual fee?
As far as I know you will be charged the annual fee, because you agreed to it during the credit card application process.
Especially since the annual fee is nominal compared to green, gold, platinum, etc.
The Zync was one of the best new product launches for Amex in a long time, that's for sure. Certainly a much more viable idea than the In:LA, Chicago and NYC cards from several years ago.
Disclosure: I am a moderator/paid staff of this site, which does have advertising relationships with some credit cards that are discussed and linked to. Regardless, anything I say is my honest opinion.
Current Cards: American Express:
Blue Cash, Simply Cash Bank of America:
WorldPoints Platinum Plus Chase:
Amazon, British Airways, Cash Plus Rewards, Freedom, Ink Cash Citi:
Thank You Premier, Dividend Platinum Select Discover:
MorePrimary Everyday Card: American Express Blue CashPrimary Travel Card: Chase Sapphire Preferred