Credit qualifications for American Express Business Gold?

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Credit qualifications for American Express Business Gold?

Postby jwired » Fri Feb 04, 2011 5:37 pm

For the American Express Business Gold card, what are the credit qualifications and score requirements needed if I want to apply under my business credit and not use a personal guarantee. Thanks

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Elliot Castro
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Postby Elliot Castro » Sat Feb 05, 2011 11:43 pm

At 150$ a year or more fee, I think the requirement is just that you need to be able to breathe, so you can stay alive and pay the bill.

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Postby CCG » Thu Feb 10, 2011 9:19 pm

Hello jwired,

Obtaining any business credit card, let alone the American Express Business Gold Card, will be extremely difficult to do without having a personal guarantee involved. You must have been in business for 2 or more years with an established business credit history which shows positive, healthy cash flow. On the other hand the credit qualifications for the American Express Business Gold won't matter if you are applying with a personal guarantee and have respectable credit.

I highly recommend checking out this blogpost: Business Credit Cards Without Personal Guarantee

Good luck,

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