American Express with easiest approval?

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American Express with easiest approval?

Postby Georgia » Mon Jan 31, 2011 7:09 pm

What is the absolute easiest approval American Express card available? I know the Green is the starter card and then there is the newer Zync. Between those two would which has the easiest approval?

Moreover, do I have it all wrong and there is different American Express card that has the easiest approval?


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Postby jeffysdad » Mon Jan 31, 2011 7:47 pm

Why would one be easier to get than another. In any case they are loaning you money that they expect you to pay back by the due date. It doesn't matter what color the card is; if you can get one, you can get the other. You perceive a difference in accessibility because that's how the cards are marketed; it's not real.
American Express: Blue Cash Preferred (groceries, 6%; gas, department store, 3%); Gold Delta SkyMiles (Delta Air Lines, 2 miles/dollar, free checked bag).
US Bank: Cash+ (utilities, phone, internet, restaurant, 5%; drugstores, 2%).
FIA Card Services: Fidelity Amex (everything, 2%); Fidelity Visa (everything, 1.5%).
Chase: Freedom (rotating, 5%); Amazon (, 3%); PriorityClub (IHG hotels, 5 points/dollar); Sapphire (not in use).

*All cards are registered with PriorityClub IDine program for 8 points/dollar at participating restaurants.

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Postby Mapleton » Mon Jan 31, 2011 11:39 pm

The Green is the easiest because it's the least riskiest to Amex.

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Postby chipnicodemus » Sat Feb 05, 2011 4:20 pm

From what I have read on here and from personal experience the Zync is the easiest to get.

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Postby websteth » Sun Feb 06, 2011 8:23 am

At this point, I have read that Zync is the easiest to get. You may also try Blue or Clear as well. I was able to get a Blue a few years ago as my first card.
American Express: Platinum, Zync, Platinum Delta SkyMiles, Blue, Starwood Preferred Guest
Barclaycard US: iTunes Reward Visa, US Airways Premier World MasterCard
Chase: Sapphire Preferred Visa Signature, Freedom Visa
Citi Bank: Hilton HHonors Visa Signature, AAdvantage Platinum Select World Elite MasterCard
Bank of America Virgin Atlantic World Elite MasterCard
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Other:Macy's Star Rewards, Target REDCard

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Postby plat2black » Sun Feb 06, 2011 3:35 pm

Zync is marketed to slimmer credit files. Dont mistake for bad credit, but files with limited AAOA, on time payments, and slim TL's.

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Postby Acquitted » Wed Feb 09, 2011 7:35 pm

I was approved for the Gold card and my credit is less than perfect by far. The last time I checked my credit score was around 680 (but i have had a clean and good credit file for 4 years). The charge cards are easier to get. I don't think the platinum is any harder to get than the zync. If you can get approved for the zync, you can probably get approved for the platinum. It all depends upon how large an annual fee you are willing to pay.

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Postby Elliot Castro » Thu Feb 10, 2011 12:17 am

What is the absolute easiest approval American Express card available?

A lot of this depends on what country the applicant resides in... I can't even remember seeing a GREEN-CARD held by a North American... though the Gold cards are continually spammed in that region to anyone who breathes.

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