Elliot Castro wrote:Hmm, you closed an account with them and a year later you still haven't paid them off your debt, yet you still want another card from them?
Do I read that right?
Yes, that is correct. I picked up a card from them right out of school when i thought i needed the money but like most young, inexperienced spenders, i racked up the debt on the card then rather tempt myself with it, i simply cut it up and closed the account.. i've been paying it off ever since....
By your reaction, I take it your advice would be to pay off the outstanding debt first, then apply?