- Gold Member
- Posts: 25
- Joined: Tue Jan 25, 2011 4:12 pm
- Location: Illinois
Do you mind if I ask how about how many inquiries you had when you applied and how old your accounts were? Did you have much of anything for balances on them?
If I keep applying for the Zync, wouldn't Amex see that the last one (two?) inquires are from them?
I might try one more time this summer or so once my accounts reach a bit more maturity. I should also mention that all of my high balances (my amazon credit line I used for furniture and my car repair loan) have been paid off since I applied using my tax return last week, so maybe that'll help...
Really my goal is to end up with two main cards I can use until I get my career-job. One for every day (I'd prefer Zync) and one for extra unexpected things (my credit union Visa would work fine for this). Right now since I've got two "store" cards (amazon, paypal) and my credit union visa, I've really only got one card that I can use for anything. Like most people, I applied for both Amazon and Paypal hoping for their mastercards... both are handy since I shop online a lot, so I won't complain, but it doesn't help my final goal much.
I could just go for the Capital One "Journey" card for every day use since it has an okay reward (1% cash back), I've heard it is ridiculously easy to get. I've heard a lot of horror stories about Capital One though so I'd prefer to just wait on Zync... blah!