Owning Multiple Amex Charge Cards?

American Express forum. Talk about AmEx credit cards like Blue, Gold, Platinum, Centurion, and more.
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Keysmasher
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Owning Multiple Amex Charge Cards?

Postby Keysmasher » Fri Jan 14, 2011 2:52 am

Is it possible to keep more than 1 charge card with AXP, or do they force you to upgrade previous cards? (i.e. Zync to Platinum/Centurion)


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Mogul of Pineapples
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Postby Mogul of Pineapples » Fri Jan 14, 2011 11:10 pm

Multiple cards are possible not just with American Express but all banks that I know of. I always find it strange that I get junk mail from issuers that I already have a couple cards from. I would think it would be more profitable for the card issuer to have the customer use one card rather than dividing that spending across several. Apparently the banks feel differently.
Disclosure: I am a moderator/paid staff of this site, which does have advertising relationships with some credit cards that are discussed and linked to. Regardless, anything I say is my honest opinion.

Current Cards:
American Express: Blue Cash, Simply Cash Bank of America: WorldPoints Platinum Plus Chase: Amazon, British Airways, Cash Plus Rewards, Freedom, Ink Cash Citi: Thank You Premier, Dividend Platinum Select Discover: More
Primary Everyday Card: American Express Blue Cash
Primary Travel Card: Chase Sapphire Preferred

Keysmasher
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Postby Keysmasher » Mon Jan 31, 2011 5:53 pm

Mogul of Pineapples wrote:Multiple cards are possible not just with American Express but all banks that I know of. I always find it strange that I get junk mail from issuers that I already have a couple cards from. I would think it would be more profitable for the card issuer to have the customer use one card rather than dividing that spending across several. Apparently the banks feel differently.


I think you read my post wrong, or perhaps I worded it vaguely.

I meant to ask if it is possible to own two or more of the premium charge cards that American Express offers; say for example, I currently own a Zync card but perhaps maybe later on in about 10 years I want to get the Platinum and at the same time keep the Zync card.

So would this theoretical situation be possible, or would American Express force its customers to upgrade the card?

jeffysdad
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Postby jeffysdad » Mon Jan 31, 2011 5:58 pm

You can have a Zync and a Platinum, I'm sure. For a while I had a Gold and a Blue Cash. Pay your bills/annual fees, etc., and you can do almost whatever you want on that score, I think.
American Express: Blue Cash Preferred (groceries, 6%; gas, department store, 3%); Gold Delta SkyMiles (Delta Air Lines, 2 miles/dollar, free checked bag).
US Bank: Cash+ (utilities, phone, internet, restaurant, 5%; drugstores, 2%).
FIA Card Services: Fidelity Amex (everything, 2%); Fidelity Visa (everything, 1.5%).
Chase: Freedom (rotating, 5%); Amazon (Amazon.com, 3%); PriorityClub (IHG hotels, 5 points/dollar); Sapphire (not in use).

*All cards are registered with PriorityClub IDine program for 8 points/dollar at participating restaurants.

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Mogul of Pineapples
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Postby Mogul of Pineapples » Sun Feb 06, 2011 7:07 pm

jeffysdad wrote:Pay your bills/annual fees, etc., and you can do almost whatever you want on that score, I think.


Yeah, especially if the cards have fees. Like any creditor, I would think American Express would be happy for you to be paying fees on multiple cards.
Disclosure: I am a moderator/paid staff of this site, which does have advertising relationships with some credit cards that are discussed and linked to. Regardless, anything I say is my honest opinion.

Current Cards:
American Express: Blue Cash, Simply Cash Bank of America: WorldPoints Platinum Plus Chase: Amazon, British Airways, Cash Plus Rewards, Freedom, Ink Cash Citi: Thank You Premier, Dividend Platinum Select Discover: More
Primary Everyday Card: American Express Blue Cash
Primary Travel Card: Chase Sapphire Preferred

Ragovia
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Postby Ragovia » Thu Feb 10, 2011 3:39 pm

What is the maximum number of American Express cards a single person can get? If I wanted 5 different platinum accounts could I do that? Not that I want to but am curious where the cutoff point is.

bubblebusteconomy
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Postby bubblebusteconomy » Sun Feb 13, 2011 4:34 am

Please, please enlighten me why one needs more than a single credit card. Get more than one mortgage while you are at it. Any idiot that needs multiple credit cards to cover his spending will soon become a prisoner of debt.
Cards: NONE!

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Pete838
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Postby Pete838 » Fri Feb 18, 2011 12:28 pm

I have several credit cards. Each have their uses in my budget. For instance, I use my AMEX Delta Gold to pay for airline tickets, my Amex charge card to pay for daily expenses, and a Slate card for only auto insurance. I have a Discover card with a very favorable interest rate that I use for major purchases and whatever the double cash-back item of the month is.

Bubble, I get a ton of benefits for using various cards. When was the last time you took a vacation with the rewards you've gotten by spending cash everywhere? I took 2 last year.
Freedom is never more than one generation away from extinction. We didn't pass it to our children in the bloodstream. It must be fought for, protected, and handed on for them to do the same.
Ronald Reagan

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danpass
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Postby danpass » Fri May 27, 2011 2:09 pm

At one time I was 'any idiot' lol.

Mistakenly thinking I could transfer and pay off but then 'any idiot' mode kicked in and I reasoned I could eventually pay off both.

I've since learned that having more than one line is good for the credit report. All that is needed is self discipline, which I've acquired :D

Moneytalks
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Postby Moneytalks » Sun Feb 05, 2012 6:08 pm

5 Platinum Amex cards??!!!!! I would think you would get a complimentary black with that kind of spending and points LOL
Wallet: Amex BCE & Chase Freedom. (Credit Card dieting since 2014)



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