18yr Old, familiar with AMEX Terms, Ready for Green/Zync. Possible??

American Express forum. Talk about AmEx credit cards like Blue, Gold, Platinum, Centurion, and more.
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18yr Old, familiar with AMEX Terms, Ready for Green/Zync. Possible??

Postby tigerhunt2011 » Wed Jan 12, 2011 9:00 pm

Hi. I'm 18, just turned, and I am desperately wanting an American Express card. I am willing to cope with the lowest of the low on their heierarchy (Green or Zync). I've heard (and seen on this forum) that Zync is easy to get. I have not ever had a Credit Card, although I have both savings and checking through Bank of America with an Alaska Airlines Debit Card. My father has an American Express Business Platinum Card, but I am not technically an "authorized user". I am in the process of transferring my sizeable savings from B of A to a new American Express 1.3% APY High-Yield Savings Account. These circumstances considered, is at least a Zync card possible??
AMEX Business Platinum AU-NPSL-07/11
AMEX BCE-$2000-07/11
AMEX MB Platinum-NPSL-08/13-->07/11
AMEX Biz Gold Rewards-NPSL-08/13-->07/11
AMEX Biz DL SkyMiles Gold-04/13-->07/11
BofA Alaska Airlines Visa Classic-$2500-06/11
Barclays US Airways Platinum Mastercard-$1500-04/13
Chase Sapphire Preferred-$5,000-08/13
Citi AA Select AMEX-$2000-01/13
Citi AA Visa-$2000-01/13
Citi AA Platinum Select Visa Signature-$5000-08/13
Citi AA Platinum Select World Mastercard-$2500-04/13
Citi Business AA World Mastercard-$1000-08/13
Citi ThankYou Preferred-$2000-04/13
GECRB Paypal Mastercard-$3500-04/13

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Postby kaldridge » Thu Jan 13, 2011 6:00 pm

I think it is unlikely that you would be approved with zero credit history. Your best bet would probably be with Bank of America, with whom you've already developed a relationship. They know you, while your still basically a brand new customer to AMEX. That being said, anything's possible and the only way to know for sure is to apply and see what they say.

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Postby CCG » Tue Jan 18, 2011 9:42 pm

As of 2011, a number of forum posters who claim to be 18 years old have said they were approved for the Zync card. It may be possible but I can't make any guarantees.

Here is a review you will want to check out: American Express Zync Card review

Good luck!

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Postby Moneytalks » Sun Feb 05, 2012 5:14 pm

Well you're in the Amex demographic, since they want 18-25yr old getting into Amex... but for now, I would build a little more credit first and then come back. I was the same thing, I got a credit card first yr. of college and after a 1 1/2, I applied for Amex. You will get one eventually!!! Good luck
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Postby PlatinumAMEX94 » Tue Feb 07, 2012 3:23 pm

The Zync card is in a class of its own as you cannot upgrade it to a green, gold, or platinum, or any other card for that matter. Having the card shows responsibility, and will help to open pre-select invitations to apply for a new card (green, gold, platinum), but the Zync account is a separate account, and you would then have two American Express accounts.
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