American Express credit history length needed?

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American Express credit history length needed?

Postby kaldridge » Tue Dec 07, 2010 6:34 pm

I am interested in obtaining an American Express Blue Card. I turned 18 a few months ago, and since have acquired a capital one rewards card and a statefarm student card. Both have $500 dollar limits. I use primarily the capital one card, and the statefarm just ocasionally so that it will show up as in use. I use them just for food and other necessities. My total credit usage is never more than half of my total availabe credit from the two cards and I pay my bill in full every month. Doing this, approximately how long would it take for me to build up sufficient credit to be approved for American Express?

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Postby JL70 » Tue Dec 07, 2010 7:49 pm

Do you know your scores? It's always good to know where you stand before you decide apply for credit. Based on your comments I would say 6 months to a year, Amex Zync would be a good starter.

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Postby Acquitted » Wed Dec 08, 2010 9:50 am

I would recommend you obtain the Zync and use it wisely for about six months to a year. Once you establish a good history with American Express, obtaining the Blue card should not be diffiicult.

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Postby CCG » Mon Dec 13, 2010 12:28 pm

As mentioned the Zync is likely the best option for you. There have been quite a few forum posters with little credit history reporting approval for this American Express card.

Check out our American Express Zync card review to learn more and for a signup bonus offer.

All the best,

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Postby Cucumber » Sun Dec 19, 2010 4:02 pm

In 2006ish I knew someone that was only 19 or 20 and had a Platinum card but that would like never happen today and he already had credit cards before that.

You gotta start with entry level Amex and work your way up if you got little/no credit history.
Stop talking crap about him!

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