Where is American Express accepted?

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augiedog
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Re: Where is American Express accepted?

Postby augiedog » Wed Sep 16, 2015 2:36 pm

Just about everywhere; major retailers and all self-serve gas stations (at least here). There are a few places (even websites) that accept either Amex or Discover, but not both. A lot of shady businesses that are accustomed to chargebacks (either gray market, used items, or strict return policy) only seem to accept Visa/Mastercard, or sometimes they're cash only.

The parking garage for the performing arts theatre near me only takes Visa/Mastercard, and another parking garage near the beach doesn't take Discover but does take Amex... Pollo Tropical is the reverse and doesn't take Discover (which was going to be one of my few purchases to count toward the 5% bonus). The parking meter on the beach is most frustrating in that it doesn't take Amex, Discover, or bills! Only Visa, MasterCard, and coins; it's one of the most frustrating places to park as far as paying the meter. I try to bring coins with me, but 1 hour is $2, and I tend to keep my coins in my work bag because they're one of the few places I use them.

It seems mostly everywhere takes Amex and it's more worth noting who doesn't.

ivotedale wrote:Oddly, I switched payment methods with State Farm insurance the other day, and they don't accept Amex; only Visa/MC.


I just paid my insurance online and it seems they take it there. Last year they took my payment over the phone, too.
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pac4toon
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Re: Where is American Express accepted?

Postby pac4toon » Wed Sep 16, 2015 3:00 pm

Pretty much accepted everywhere. Not so much the mom and pop stores tho.

I've also noticed some stores here will have the VISA, MC, Discover, JCB stickers on their registers and I would have to ask if they accept AMEX.- Often times they'll say yes, but they tell me that they would RATHER have me pay using VISA or MC. Also, there is a small car rental company here that would rather have their customers pay using VISA/MC because of AMEX merchant fees, but will still accept AMEX if that is what the customer wants.
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Vermonster
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Re: Where is American Express accepted?

Postby Vermonster » Wed Sep 16, 2015 4:08 pm

This was quite the necro post by BlueBirdGuy05. He must "love" bluebird.
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CarefulBuilder14
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Re: Where is American Express accepted?

Postby CarefulBuilder14 » Wed Sep 16, 2015 6:01 pm

Vermonster wrote:This was quite the necro post by BlueBirdGuy05. He must "love" bluebird.


BlueBirdGuy05 wrote:I'm a BlueBird Member And It Is Accepted Everywhere in my Town


Almost as much as he loves consistent capitalization rules. :ppp

But some rule to stop the "zombie guerillas" would be nice.
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Brad Bishop
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Re: Where is American Express accepted?

Postby Brad Bishop » Thu Oct 22, 2015 8:55 am

I don't know if this still holds true but 20 years ago I had to drive across the country (USA) and I was planning on using my Amex to carry me.

What I found was that there were just patches of the country with no American Express acceptance. You could get a hotel room but for eating or gas it was Visa/MasterCard only.

It wasn't big cities but just large rural areas. Like I said, this was 20 years ago so it may (probably) has changed but I wouldn't make the same trek again without having a Visa or MasterCard on me, as well (and I did at the time, I was just trying to do it all on Amex).

Vermonster
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Re: Where is American Express accepted?

Postby Vermonster » Thu Oct 22, 2015 4:16 pm

I was actually just thinking of this thread last night. I stopped to get gas and handed my BCP without thinking. The guy swiped, then filled my tank. after a few min I looked over my shoulder to see how much it was when I noticed a sticker that said "We happily accept..." Followed by all the variants of Visa and MC networks. So either I got a free tank of gas, or that station really doesn't care at the end of the day. So I'm sure more than half the places that "don't take amex" actually could, but just don't want to.
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Vattené
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Re: Where is American Express accepted?

Postby Vattené » Fri Oct 23, 2015 11:05 am

I suspect a lot of places just don't care or pay much attention to what's posted (like they might get some free stickers to put up from the processing company and employees generally don't care what they're given to swipe). I've found posted signage to be completely unreliable, anyway. Maybe they DO have a policy of not taking Amex because they know the fees are higher, but their credit card processor is set up to run anything. Sometimes they truly cannot process a card they don't officially accept by policy. I've definitely handed my card over quickly, had the employee run it without looking, then come back to apologize because they don't take it so I could be all "Oh, sorry, I didn't notice that. Let me give you another card." But I've also had someone tell me they didn't accept Discover BEFORE trying to swipe at a place where I had regularly used Discover before with no problem - even with Discover signage posted (no one had said a word about it before but I happened to get a manager this time, so I don't know if she just knew the processing fees were higher and routinely discouraged it or what). It can be screwy.

Sounds like in addition to their "We happily accept Visa/MC" sign they need a smaller "We begrudgingly accept Amex" one below it. Then again, it's possible your license plate is on a list somewhere now :ppp



Also FWIW, I live in a fairly rural area and acceptance isn't an issue at all. Any big chain takes all four, and I could probably count on one hand the places I've encountered that are strictly Visa/MC. If it's limited at local or mom & pop type places it's usually Visa + MC + either Discover OR Amex. I think acceptance has approve a lot in the last few decades.
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Nixon
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Re: Where is American Express accepted?

Postby Nixon » Fri Oct 23, 2015 11:09 am

Sam's Club now, apparently.
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Brad Bishop
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Re: Where is American Express accepted?

Postby Brad Bishop » Mon Oct 26, 2015 2:41 pm

Vermonster wrote:I was actually just thinking of this thread last night. I stopped to get gas and handed my BCP without thinking. The guy swiped, then filled my tank. after a few min I looked over my shoulder to see how much it was when I noticed a sticker that said "We happily accept..." Followed by all the variants of Visa and MC networks. So either I got a free tank of gas, or that station really doesn't care at the end of the day. So I'm sure more than half the places that "don't take amex" actually could, but just don't want to.


I remember seeing this over the years. Basically, they use the lazy-tactic of not updating their stickers to encourage you to use Visa/MasterCard so that they don't pay the higher fee to American Express.



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