AMEXPlatino86 wrote:I know gardening is so prevalent over there but I hear "Well I signed up and got the MB Platinum and got 50,000 points as the intro but I really wanted the 100,000 and I don't want to pay the $450 AF so I'm just going to use all the points and dump it after a year. I can't afford it after that."
I'm thinking that AmEx or any of these CC companies does keep track of that and can see when you are just using them. Plus on top of that your credit score take a hit when you open it and when you close it. I'm just trying to figure it out.
I don't get it either. I've never applied for a card just to get a sign up bonus - ever. In fact I had no idea if my Amex Blue even had one, so I called and asked after I got it to find out. I wanted it regardless, but the sign up bonus is just that - a nice bonus. So I'm spending more on that right now to be sure I meet the spending requirements as soon as possible, but it will see plenty of ongoing use.
And SRT, that Cent has to be the accomplishment of a lifetime. I'll never have one, but I salute you man, it's great to be able to at least talk about the card with someone who has one.