Is American Express worth it?

American Express forum. Talk about AmEx credit cards like Blue, Gold, Platinum, Centurion, and more.
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AmEx Bear
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Postby AmEx Bear » Thu Jun 27, 2013 7:50 pm

AmEx Bear doesn't like it when you cancel an AmEx card :(
Poke me and I will F/R you


MemberSince99
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Location: WI

Postby MemberSince99 » Thu Jun 27, 2013 8:05 pm

They do talk about doing that a lot on there. But they talk about gardening as being like the meaning of life too.

All I can say is I'd be careful of playing that game too often or they may decide you are unwelcome in the future.

And I'm a proud member since 99!

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Z06Biker
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Postby Z06Biker » Thu Jun 27, 2013 8:08 pm

The meaning of life is to own a Centurion card! It will unlock god's secret and you shall glean the universe's eternal answers.

Might cost you your soul but hey, I hear Amex has a pretty great return policy. :)
AMEX: PRG Gold, Business Simply Cash, Business Costco, BCE.
Chase: United MileagePlus Club, Sapphire Preferred, Amazon Rewards
Barclaycard Arrival World Mastercard
HSBC Cash or Fly World Mastercard
USAA World Mastercard, USAA Platinum Mastercard
Wells Fargo Business Platinum
USC Credit Union Mastercard

AMEXPlatino86
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Postby AMEXPlatino86 » Thu Jun 27, 2013 8:38 pm

I know gardening is so prevalent over there but I hear "Well I signed up and got the MB Platinum and got 50,000 points as the intro but I really wanted the 100,000 and I don't want to pay the $450 AF so I'm just going to use all the points and dump it after a year. I can't afford it after that."

I'm thinking that AmEx or any of these CC companies does keep track of that and can see when you are just using them. Plus on top of that your credit score take a hit when you open it and when you close it. I'm just trying to figure it out.


MemberSince99 wrote:They do talk about doing that a lot on there. But they talk about gardening as being like the meaning of life too.

All I can say is I'd be careful of playing that game too often or they may decide you are unwelcome in the future.

And I'm a proud member since 99!
Wells Fargo Platinum 2.100 (5/2011-cld 7/12/14)
AmEx Platinum (6/12)
Barclays Apple (6/12)
AMEX Gold Delta (5/13)
Marriott Rewards (7/14)

My credit score :cool:
EQ: unknown
EX: 762
TU: 752

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FastSRT8
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Postby FastSRT8 » Thu Jun 27, 2013 9:13 pm

the cent never gets old. From the day I first opened the package to now, the card still is a joy to use and hold. The services are great. The people on the other end when you need them are top notch.

It's like this..... you buy something you like and paying it with the black card is like icing on the cake. Neimans to 7-11, the feeling is the same; bliss


Z06Biker wrote:The meaning of life is to own a Centurion card! It will unlock god's secret and you shall glean the universe's eternal answers.

Might cost you your soul but hey, I hear Amex has a pretty great return policy. :)
Carpe diem quam minimum credula postero!

MemberSince99
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Location: WI

Postby MemberSince99 » Thu Jun 27, 2013 9:16 pm

AMEXPlatino86 wrote:I know gardening is so prevalent over there but I hear "Well I signed up and got the MB Platinum and got 50,000 points as the intro but I really wanted the 100,000 and I don't want to pay the $450 AF so I'm just going to use all the points and dump it after a year. I can't afford it after that."

I'm thinking that AmEx or any of these CC companies does keep track of that and can see when you are just using them. Plus on top of that your credit score take a hit when you open it and when you close it. I'm just trying to figure it out.


I don't get it either. I've never applied for a card just to get a sign up bonus - ever. In fact I had no idea if my Amex Blue even had one, so I called and asked after I got it to find out. I wanted it regardless, but the sign up bonus is just that - a nice bonus. So I'm spending more on that right now to be sure I meet the spending requirements as soon as possible, but it will see plenty of ongoing use.

And SRT, that Cent has to be the accomplishment of a lifetime. I'll never have one, but I salute you man, it's great to be able to at least talk about the card with someone who has one.

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FastSRT8
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Postby FastSRT8 » Thu Jun 27, 2013 9:38 pm

This board is pretty good. I like the people in here and don't mind sharing and providing info if I know it.

The cent came to me as a surprise. I never asked or inquired about it. It just came and that makes it so sweet for me anyway.

As for people who sign up for a card and cancel just for points, I think Amex and the others do keep track and remember so it may affect you later. There is no free ride in life.

MemberSince99 wrote:I don't get it either. I've never applied for a card just to get a sign up bonus - ever. In fact I had no idea if my Amex Blue even had one, so I called and asked after I got it to find out. I wanted it regardless, but the sign up bonus is just that - a nice bonus. So I'm spending more on that right now to be sure I meet the spending requirements as soon as possible, but it will see plenty of ongoing use.

And SRT, that Cent has to be the accomplishment of a lifetime. I'll never have one, but I salute you man, it's great to be able to at least talk about the card with someone who has one.
Carpe diem quam minimum credula postero!

Jacksnow
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Postby Jacksnow » Thu Jun 27, 2013 9:59 pm

Funny enough that happened with me and the Platinum, I called to ask why the Zync was being nerfed as a College student with a 30k a year job it was probably the best card out there. The guy on the other end calmly listened to me and asked

AX: "If you could pick a card to replace it which would you"
Me: "well honestly the Zync was the best card for me since I just started a job that has be traveling a lot I'm disappointed that I can't use it that way"

AX: " So a good travel card"
Me: "Yes...?"
AX: " We waived the first year annual fee, but you don't get the sign up bonus. Do you want a Platinum card"
Me: " Wait.... What?"
AX: " I take it you accept"
Me: ".... yes...please...thankyou...."

Not bad for a college student with at the time a 730 FICO



I think that the constant churning of cards is a bad idea.... I have a really good relationship with AmEx and I'd hate to jeopardize that.



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