Generallisimo wrote:I am curious, how does paying half with cash better protect you? Wouldn't it be much easier to get your money back from amex rather than the merchant if they refuse to refund you?
what i meant to say is that i never know when real life situations might arise, situations that might require cash or credit card usage. and since i like to pay off my balances, i never want to max out my card or use more than 50%. i make it a rule to never go past that % till i become wiser with managing how much i spend, and fully knowing that i will pay off that amount and not carry a balance.