Good Blue Cash Limit

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alsteig
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Joined: Sun May 23, 2010 5:28 pm
Location: San Diego, CA USA

Good Blue Cash Limit

Postby alsteig » Wed Sep 01, 2010 1:36 pm

I just applied and was instantly approved for blue cash @ 10k limit. Any ideas on why Amex is being so stingy w/limits? I have clean history but 23yrs old. Ideas to raise my limit?

Thanks


jeffysdad
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Joined: Thu Apr 30, 2009 2:32 pm
Location: Texas

Postby jeffysdad » Wed Sep 01, 2010 4:08 pm

My Bluecash limit is $26,500, but I'm sure if someone at Amex noticed they would cut that in half right away. I never used the card. I don't remember what I started with; it just crept up over th years.
American Express: Blue Cash Preferred (groceries, 6%; gas, department store, 3%); Gold Delta SkyMiles (Delta Air Lines, 2 miles/dollar, free checked bag).
US Bank: Cash+ (utilities, phone, internet, restaurant, 5%; drugstores, 2%).
FIA Card Services: Fidelity Amex (everything, 2%); Fidelity Visa (everything, 1.5%).
Chase: Freedom (rotating, 5%); Amazon (Amazon.com, 3%); PriorityClub (IHG hotels, 5 points/dollar); Sapphire (not in use).

*All cards are registered with PriorityClub IDine program for 8 points/dollar at participating restaurants.

rusnak
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Location: Riverside California

Postby rusnak » Sun Sep 05, 2010 2:57 am

Mine was $16,000 but cut to $2,500 last year. I still like Amex but that got me to stop using the card.

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Mogul of Pineapples
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Location: Smogland

Postby Mogul of Pineapples » Thu Sep 09, 2010 12:46 am

Back in 05 thru 07 I recall that on the account management on the Amex website, there was a tab every shown on my Blue Cash account that I could click on every 30 days to get a soft pull credit limit increase. I don't see that coming back anytime soon unfortunately. But I would wait 6 months from the date opened and then call for a CL increase. Last I checked Amex isn't doing CL increases more often than once every 180 days.
Disclosure: I am a moderator/paid staff of this site, which does have advertising relationships with some credit cards that are discussed and linked to. Regardless, anything I say is my honest opinion.

Current Cards:
American Express: Blue Cash, Simply Cash Bank of America: WorldPoints Platinum Plus Chase: Amazon, British Airways, Cash Plus Rewards, Freedom, Ink Cash Citi: Thank You Premier, Dividend Platinum Select Discover: More
Primary Everyday Card: American Express Blue Cash
Primary Travel Card: Chase Sapphire Preferred



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