- Centurion Member
- Posts: 875
- Joined: Thu Apr 30, 2009 2:32 pm
- Location: Texas
I don't know the answer, but I can speculate that it may be due to different laws/regulations applying in Australia. Maybe the card there offers extra/different benefits to make up for others it can't or doesn't want to offer there.
Although I don't pay a whole lot of attention to travel/insurance benefits of cards, I find it hard to believe you can't find one that offers what you say you want, or at least something close. I would check Chase Sapphire if you haven't already. Some of the airline-affiliated cards might be good for what you want, too. Also note that your homeowner's/renter's insurance may cover you for lost luggage, personal items.
American Express: Blue Cash Preferred (groceries, 6%; gas, department store, 3%); Gold Delta SkyMiles (Delta Air Lines, 2 miles/dollar, free checked bag).
US Bank: Cash+ (utilities, phone, internet, restaurant, 5%; drugstores, 2%).
FIA Card Services: Fidelity Amex (everything, 2%); Fidelity Visa (everything, 1.5%).
Chase: Freedom (rotating, 5%); Amazon (Amazon.com, 3%); PriorityClub (IHG hotels, 5 points/dollar); Sapphire (not in use).
*All cards are registered with PriorityClub IDine program for 8 points/dollar at participating restaurants.