- Centurion Member
- Posts: 4041
- Joined: Thu May 08, 2014 7:42 pm
- Location: United States
Callmedory wrote:We’ve had an Optima card for years (the no-annual-fee version). Now I get a notice that they’re changing it to an Amex Everyday Credit Card. Tbh, we haven’t used it much at all lately.
Is this good? Bad? No real difference? It says the new card will have the same account number, terms, payment due date, credit line, interest rate, and Rewards account. So what’s different? Or are they just closing out that version of Optima?
Does your Optima card earn rewards? Even if the answer is yes, you'll likely be significantly better off with the Everyday card, if all else remains unchanged.
The Optima is an MR-based card (and not to be confused with the rebuilder card Optima Oasis). I don't know the earn rate, though.
Very useful: SchwabPlat, CSP, IHG, Costco (was AA Plat), Freedom, SPG
Somewhat useful: Discover, ED (was EDP), BCE, Hyatt, Arrival
May close or PC: Prestige, BrooksBros
Might add: Proper business card, CSR, Ritz, Delta Gold, First Tech