- Platinum Member
- Posts: 95
- Joined: Sun May 23, 2010 5:28 pm
- Location: San Diego, CA USA
It sounds like you have all low end cards in the past, and lots of them. Have you had any other credit problems IE: Lates, BK, etc. the 706 is ok but not great. Generally Amex likes 740+. Maybe try getting with your own bank backed card like Wells, Chase or Bank of America. Get your utilization ratio in check, with some decent lines on the cards. Then try again. Assuming you did this I would wait around 6 months and try again. You can try and ask them to review it but I highly doubt you will get a different response.