MemberSince99 wrote:A "convenience fee". You know that term is just a crock let's call it what it is - a tax on a tax. It can't possibly be cheaper for them to get checks and have to deal with those as opposed to a credit card.
While we are on the subject of these fees, I have another gripe. My state charges you a fee to e-file your taxes. I mean let's call that what it is - a bend me over fee. It's cheaper for them to do direct deposit vs having to cut and mail you a hard check, but they know people want THEIR money back so they are going to sock it to you to get it.
I mean come on it's our money you owe us and you have the balls to charge us to get it back? What BS.
And before some tedious dude jumps in and points out the totally obvious "well ya know you don't HAVE to e-file no one held a gun to your head saying do this or I will blow your brains out YOU chose to do it so you should pay dearly for that", oh wow I never thought of that, thanks for coming to the rescue and pointing that out Captain Obvious you have saved the day yet again!!!! All hail the infinite wisdom of Captain Obvious we could have never guessed something that hard!
Had to get that off my chest as there's at least one here who will do that. Anyway, the point is they are bending us and it always majorly irritates me. I still do it anyway and the ONLY reason is I'm concerned a check will get lost in the mail then who knows when or if I ever get my money back from these thieves. I've thought of making them send me a physical check just so it costs them more money, but I do fear losing it that way and them just telling me to go pound sand and I get totally screwed out of anything back. Wouldn't they love that. More of our money to waste.
I don't know about the situation with Wisconsin's state taxes, but on the federal side of things, a lot of tax preparers dislike the federal e-file requirement. It actually doesn't cost the IRS very much (as far as mailroom labor costs) to open and scan a tax return, and shipping and printing costs are paid by taxpayers. A lot of people are worried about information being stolen at some stage in the return's filing (from the records of a private company or the IRS).
The counterargument is for convenience, speed, efficiency, and saving paper. I'm too early in my career to have a strong opinion on which is better, but I definitely don't think moderate-to-large preparers should be forced
I believe, and please correct me if I'm wrong, that I read something not too long ago about just that scenario where the IRS got hacked. Did anyone else see that? I could be wrong but I really think I read something about that and thought (sarcastically) oh surprise surprise.
Of course your info could get stolen either way as what are they going to do if you physically file? Yep - pay someone probably in some third world country where it's even easier to hack your info to enter it into the computer system, where it could be hacked exactly the same.
I agree you should not be forced to e-file but I doubt it's any greater of a risk in the end. ALL of our info is always at risk. I learned that with Experian when my info was stolen in a breach. I mean you just have to realize and accept that in spite of all of your hard work, some lowlife criminal can end that at any time they please and there is little or nothing you can do about it. For that matter so can some bottom feeder debt collector who doesn't care who they get money out of and decides you are a good target because your name is similar to some deadbeat they are chasing and your credit is good. (or WAS good). Good luck fighting that it's like trying to get Congress to fix the budget.
I quit worrying about it. I learned years ago, if I truly can't do anything about a given situation, it's a waste of time to sit around worrying about it. I don't want my credit trashed but it could happen any time and all I can try to do is damage control. Oh well sucks to be me if it happens no one on the planet cares. Boo hoo. It's almost enough to make me enter a life of crime but I just am not that way. This system is a total joke though.