100,000 MR Bonus was back for about a day

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PhillyPhoto
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100,000 MR Bonus was back for about a day

Postby PhillyPhoto » Wed May 11, 2016 1:50 pm

I've been waiting to apply for the Platinum card until they brought the 100K bonus points offer back. Then I googled it and I missed my opportunity by two days! I'll be going to Miami in June, and would have loved the lounge access. Oh well, now I'm signed up for about a half-dozen credit-card blog newsletters so I don't miss it again (whenever it may be :) ).
Main Cards:
Amex: Surpass
Chase: Hyatt

Sock drawer Cards:
Amex: HHonors, MB Plat
Chase: Amazon.com Rewards, Freedom
Citi: Macy's Amex, Simplicity, ThankYou
Citizens Bank: Cash Back Plus World
Discover: it
Elan: Bank Rewards
Synchrony: PayPal Extras

755 Eq (12/16)|748 TU (12/16)|726 Ex (1/17)


Elijahmex
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Re: 100,000 MR Bonus was back for about a day

Postby Elijahmex » Wed May 11, 2016 7:05 pm

You should check the forum more often. Someone mentioned 2-3 days ago!
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CarefulBuilder14
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Re: 100,000 MR Bonus was back for about a day

Postby CarefulBuilder14 » Wed May 11, 2016 9:35 pm

Elijahmex wrote:You should check the forum more often. Someone mentioned 2-3 days ago!

As far I can tell, it became available sometime on the 9th, and was totally dead by noon ET on the 10th.
Keeping indefinitely: IHG, SchwabPlat, CSP, Discover, Freedom, ED, BCE, Hyatt
May close or PC: Prestige, Arrival, BrooksBros
AA Platinum converting into Costco

Might add: Proper business card, CSR, Ritz, Delta Gold, First Tech
Letting new accounts cool off since May

Nixon
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Re: 100,000 MR Bonus was back for about a day

Postby Nixon » Wed May 11, 2016 9:44 pm

CarefulBuilder14 wrote:
Elijahmex wrote:You should check the forum more often. Someone mentioned 2-3 days ago!

As far I can tell, it became available sometime on the 9th, and was totally dead by noon ET on the 10th.


3 people in my family applied and got approved. Wife's is pending.
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PhillyPhoto
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Re: 100,000 MR Bonus was back for about a day

Postby PhillyPhoto » Thu May 12, 2016 8:10 am

Elijahmex wrote:You should check the forum more often. Someone mentioned 2-3 days ago!

I've been busy lately, I got engaged a couple months ago and we're looking to buy a home in the next month or two, so I haven't been as active as I could have been. I just remembered the offer from last year and it would help with our honeymoon. Plus now going to MIA at least twice a year, the $200 vs $100 fee refund and lounge access would have been nice to have.

Nixon wrote:3 people in my family applied and got approved. Wife's is pending.

Congrats!
Main Cards:
Amex: Surpass
Chase: Hyatt

Sock drawer Cards:
Amex: HHonors, MB Plat
Chase: Amazon.com Rewards, Freedom
Citi: Macy's Amex, Simplicity, ThankYou
Citizens Bank: Cash Back Plus World
Discover: it
Elan: Bank Rewards
Synchrony: PayPal Extras

755 Eq (12/16)|748 TU (12/16)|726 Ex (1/17)

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CarefulBuilder14
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Posts: 3933
Joined: Thu May 08, 2014 7:42 pm
Location: United States

Re: 100,000 MR Bonus was back for about a day

Postby CarefulBuilder14 » Thu May 12, 2016 8:24 am

PhillyPhoto wrote:I've been busy lately, I got engaged a couple months ago and we're looking to buy a home in the next month or two, so I haven't been as active as I could have been. I just remembered the offer from last year and it would help with our honeymoon. Plus now going to MIA at least twice a year, the $200 vs $100 fee refund and lounge access would have been nice to have.

Adding new accounts within the 6 months preceding a mortgage is generally inadvisable. Mortgage lenders can get uneasy when they see new accounts, and that can mean delays and unfavorable terms.

I imagine there might be exceptions if someone has an unusually large down payment or income relative to the home value, but I've not looked into it.
Keeping indefinitely: IHG, SchwabPlat, CSP, Discover, Freedom, ED, BCE, Hyatt
May close or PC: Prestige, Arrival, BrooksBros
AA Platinum converting into Costco

Might add: Proper business card, CSR, Ritz, Delta Gold, First Tech
Letting new accounts cool off since May

User avatar
PhillyPhoto
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Posts: 136
Joined: Wed May 13, 2015 3:32 pm
Location: New England

Re: 100,000 MR Bonus was back for about a day

Postby PhillyPhoto » Thu May 12, 2016 9:18 am

CarefulBuilder14 wrote:
PhillyPhoto wrote:I've been busy lately, I got engaged a couple months ago and we're looking to buy a home in the next month or two, so I haven't been as active as I could have been. I just remembered the offer from last year and it would help with our honeymoon. Plus now going to MIA at least twice a year, the $200 vs $100 fee refund and lounge access would have been nice to have.

Adding new accounts within the 6 months preceding a mortgage is generally inadvisable. Mortgage lenders can get uneasy when they see new accounts, and that can mean delays and unfavorable terms.

I imagine there might be exceptions if someone has an unusually large down payment or income relative to the home value, but I've not looked into it.

The mortgage is going in my fiance's name. Macy's offers a gift card worth 10% of the total amount of merchandise you receive from your registry if you have a Macy's card, so I opened that in my name for that exact reason. I'm working on paying down some debt and she got pre-approved for a great rate by herself, so it made sense to do it that way.
Main Cards:
Amex: Surpass
Chase: Hyatt

Sock drawer Cards:
Amex: HHonors, MB Plat
Chase: Amazon.com Rewards, Freedom
Citi: Macy's Amex, Simplicity, ThankYou
Citizens Bank: Cash Back Plus World
Discover: it
Elan: Bank Rewards
Synchrony: PayPal Extras

755 Eq (12/16)|748 TU (12/16)|726 Ex (1/17)



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