- Centurion Member
- Posts: 3933
- Joined: Thu May 08, 2014 7:42 pm
- Location: United States
PhillyPhoto wrote:I've been busy lately, I got engaged a couple months ago and we're looking to buy a home in the next month or two, so I haven't been as active as I could have been. I just remembered the offer from last year and it would help with our honeymoon. Plus now going to MIA at least twice a year, the $200 vs $100 fee refund and lounge access would have been nice to have.
Adding new accounts within the 6 months preceding a mortgage is generally inadvisable. Mortgage lenders can get uneasy when they see new accounts, and that can mean delays and unfavorable terms.
I imagine there might be exceptions if someone has an unusually large down payment or income relative to the home value, but I've not looked into it.
Keeping indefinitely: IHG, SchwabPlat, CSP, Discover, Freedom, ED, BCE, Hyatt
May close or PC: Prestige, Arrival, BrooksBros
AA Platinum converting into Costco
Might add: Proper business card, CSR, Ritz, Delta Gold, First Tech
Letting new accounts cool off since May