- Posts: 1
- Joined: Tue May 03, 2016 9:13 am
I'm interested in getting a personal American Express, but I've had some credit issues in the past. All issues were at least 4 years old, and my score is around 700. I know normally I might not be approved for a gold card with this score, but I'm wondering if Amex uses my business account as a factor in the approval process. I own my own company, and have an American Express account that has had no negative issues and a spend around $100,000 per month. Will this be factored into my application? I don't want a pull on my report if there isn't a snowballs chance in hell of being approved. And if you're wondering how I was approved for the business account, I bought the company two years and Amex allowed me to take over the account.