Grilled by Amex

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13 posts
Nixon
Centurion Member
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Location: Great Southwest

Re: Grilled by Amex

Postby Nixon » Sat Mar 05, 2016 2:19 pm

Tubpbs wrote:What part of "The issuer has a right to close the account at any time" is confusing?



Is that directed at me?[/quote]

If the shoe fits. :p

Sure, they state there is $xxxx amt for cash advance. But that's really only a holdover from Travelers Cheques back in the day..
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Tubpbs
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Re: Grilled by Amex

Postby Tubpbs » Sat Mar 05, 2016 7:14 pm

Nixon wrote:
Tubpbs wrote:What part of "The issuer has a right to close the account at any time" is confusing?



Is that directed at me?


If the shoe fits. :p

Sure, they state there is $xxxx amt for cash advance. But that's really only a holdover from Travelers Cheques back in the day..[/quote]

Shoe doesn't fit. I was simply stating a fact as a partial rebuttal to the other post. He/she gave a good example of a comparable situation and I pointed out the main difference is that there is an agreement and Amex specifically assigns a number they allege they are comfortable handing you in cash at any given time. I made no suggestion that it was a good idea to use. And I certainly made no representation that Amex doesn't have the right to question a card member's request for a cash advance or info about one.

I'm well aware that they, and any other card issuer, can close any account at any time without any kind it notice.
Amex - BCP, Platinum, Business Gold
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Bluemountain
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Re: Grilled by Amex

Postby Bluemountain » Thu Mar 17, 2016 3:52 am

Tubpbs wrote:
Nixon wrote:
Tubpbs wrote:What part of "The issuer has a right to close the account at any time" is confusing?



Is that directed at me?


If the shoe fits. :p

Sure, they state there is $xxxx amt for cash advance. But that's really only a holdover from Travelers Cheques back in the day..


Shoe doesn't fit. I was simply stating a fact as a partial rebuttal to the other post. He/she gave a good example of a comparable situation and I pointed out the main difference is that there is an agreement and Amex specifically assigns a number they allege they are comfortable handing you in cash at any given time. I made no suggestion that it was a good idea to use. And I certainly made no representation that Amex doesn't have the right to question a card member's request for a cash advance or info about one.

I'm well aware that they, and any other card issuer, can close any account at any time without any kind it notice.[/quote]


Haha all this was good info. Back to good old Crapital One at the moment. Purchase protection sucks but no decline risk or reason to call. Plus had that ridiculous $39 Member Fee waived. :)
Cards opened in the last six months:
AMEX Gold Delta Skymiles - $2,000
Capital One Quicksilver $300 ($500 in 4 months)
Capital One Platinum $500 ($750 in 5 months)
Barclaycard $2,000
PayPal Credit (doesn't report) $600
Citi Double Cashback: $ 1200
18 years old. 640 FICO (AAoC & Inq's)



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