- Centurion Member
- Posts: 242
- Joined: Fri Jun 07, 2013 9:46 am
- Location: Broward County FL
Ask them to permanently lower your APR. I got an invitation to apply that guaranteed a 12.99% APR. Once my 0% was up, I asked them to lower it and they lowered it down to 10.24%. It's always nice to know you have at least one card without an insane APR, even if you don't carry a balance.
American Express: Blue Cash Everyday (10k), Everyday, Plenti ; Discover It (7.3k) ; Target (1.6k)
Citi: Diamond (2k) ; Bank of America: Cash Rewards (2.6k) ; Capital One: Quicksilver (3k) , Sony ; Chase: Freedom (3.7k), Slate (3k), (Amazon) ; Barclay Ring ; Synchrony: Walmart MC, Amazon, Ebates