yfan wrote:wiivile wrote:However, if it is possible to open up both the Platinum and Everyday (no fee) card at the same time, with one hard pull, then I would do that. Is it possible to open two cards at one time with one hard pull? Though I would still be hurting my AAoA by opening two cards instead of one.
Is it possible? Yes. Is it guaranteed? No. When you make 2 applications, there are always 2 hard pulls possible on any given report. So while Amex may well do both apps for one pull, no one can definitively say that they will.
The better way to go about this is to apply for the Credit card first, then call and talk to a real human to apply for the Charge card. This way it is almost guaranteed that you can have them use the same HP. If you're unsure, just ask them if they can use the HP from your previous application. You even have up to 30 days to apply for the charge card with the same HP.