- Centurion Member
- Posts: 4059
- Joined: Thu May 08, 2014 7:42 pm
- Location: United States
If you travel a lot, then it's not hard to justify both an "earning" card (like PRG) and a "perks" card (like Platinum). Figure out what value you expect to get from MRs, as well as the additional MRs you'd earn over the course of a year. You might also consider opportunities for statement credits (airfare extras, Amex Offers, other promotions) and weigh all that against the AFs.
You don't mention which loyalty programs you're in, or what your spending will look like, so I can't really comment on alternatives to Amex charge cards. If you stay at Hyatt properties, for example, the Hyatt Visa could be good. If you rent cars a lot, you might look at CSP for its insurance perks.
Very useful: SchwabPlat, CSP, IHG, Costco (was AA Plat), Freedom, SPG
Somewhat useful: Discover, ED (was EDP), BCE, Hyatt, Arrival
May close or PC: Prestige, BrooksBros
Might add: Proper business card, CSR, Ritz, Delta Gold, First Tech