Nixon wrote:The points are worth pretty good value. If we had no other promo going on SPG are still earned 1x which translates to 1.25x transfer to AA or other airline, which I can easily get over 2.5cpp.
That's true. I find that with IHG, Marriott, Hyatt (URs), and Hotel Tonight I have enough ways to book hotel rooms. I don't expect I'd earn much with minimal spending through Starwood's loyalty program.
For flights, I can put my trust in sheer quantities of MRs and URs to find something - or just pay cash and save the points.
I'm getting curious to see the Amex Schwab cards. I've been liking Schwab more recently, and a shiny, new, un-nerfed card program could be lucrative and convenient.