attrapereves wrote:I want to upgrade my Blue Cash Everyday to the Preferred card. Are they able to upgrade the card without pulling my credit? Would it be better to apply for the new card, then transfer the credit limit and close the old card to benefit from the intro offer? I'm assuming I would lose my 2010 open date if I did it this way.
Amex grants a lot of people that upgrade. That said, I can't be 100% sure it's an option for you right now. Call them and ask if they will allow it. They probably will.
If you close the old account, you will lose the 2010 open date (but keep the history in the form of a closed account). If you upgrade (aka Product Change) to BCP keeping the same account, then the 2010 open date will remain.
As far as what is best for you, I'd need to know more about the rest of your credit and goals. The public offer is $150, which wouldn't interest me. You might have a better targeted offer, though.