- Centurion Member
- Posts: 725
- Joined: Mon Oct 01, 2012 11:09 pm
- Location: NJ
So today is my 62nd day and I figured I should go for the 3x cli to help offset maxing out my Double Cash paying for college. Simple enough go online, request $18k, enter income, click submit. It says, "We're sorry but you are only approved for up to $12,400." It offered me the choice to accept new credit line, or keep my old one. Easy choice, I accept. Then there is a hiccup and I'm given a 7-10 message. I thought I was just approved for $12,400?? So I go to look again to see what the message was after I asked for $18k and stupid me hits submit again and am given another 7-10 day message. But I also instantly get an email saying "we made a decision, check it online now." The only thing it showed me was my initial card application, nothing about a cli.
So I do the web chat (didn't want to wake the wife) and after the CSR told me that my request was being processed, he then told me that I would be declined because I had received a cli in the previous 6 months. I told him I've only had the card since 5/20, and he said, "yes, I see. So you must wait 6 months after opening your card to request your first cli." He couldn't really tell me much more, other than to call a number tomorrow.
I'm wondering if the counter offer is a normal way of doing things or this is going to be a decline. And what's with "6 months after opening?" I guess I'll watch MF and see if a shit storm brews.
Chase Freedom $9k~~Chase Sapphire Preferred $6.5k~~Amex Blue Cash Preferred $12.4k~~Citi Double Cash $4.7k