- Centurion Member
- Posts: 4913
- Joined: Sun May 20, 2012 4:35 pm
- Location: WI
I honestly feel like I'd rather deal with Cap One these days.
The problem with Hilton was, I NEVER used it, once I got the sign up bonus points. And unlike what my job told me, there is no travel in my future, except hopefully to a better job. So it's not like I really could even expect to realistically use it in the future. I kept it open only due to backdating, and the vain hope that maybe someday I'd be able to use it, but realistically it probably wasn't going to happen.
EDP I could have used but, what would MR points really do for me if I'm not travelling? In this case cash back would have been better. (Thus the DC, Discover IT, etc).
Yeah I know maybe in a year or so Chase might allow that card to become a Signature card. The BofA card ALREADY IS Signature so I don't have to wait a year and hope they will do that. I'm not sure though that with an Amex PRG and two WE MCs I really care so much about Signature to be honest as those cards would cover what I'm looking for. But because of the lesser benefits, I don't see myself using the Chase card and I really don't want a card I'm just going to keep around in the hope that someday it would be useful to me, maybe. That's of NO value to me personally. Since I have better protections on my other cards I would simply not buy anything on the Chase card. So I don't see it having a future.
Honestly guys, I'm ALMOST to the point I'd get rid of ALL of these things and go back to cash/checks/debit card. I'm just afraid of getting my bank account drained by thieves who will get away with the theft totally free since our society seems to believe that criminals have far more rights than victims do, and basically encourages this behavior by not prosecuting it for the most part, so I don't know if I could REALLY go all in on that. And if I'm carrying cash I already know if the cops shake me down they will rob me as surely as any criminal will (it's just legal if they steal from me). So will I do that? Probably not. But I do think about it more than I'd like to admit. There are days I just wish I'd have gotten one or two good cards, kept that and called it a success.