American Express Blue Credit Limit

American Express forum. Talk about AmEx credit cards like Blue, Gold, Platinum, Centurion, and more.
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American Express Blue Credit Limit

Postby RateCheaser » Tue Mar 30, 2010 9:40 am

Does anyone know what the average credit score is to get a decent credit limit on American Express Blue Cash these days. Some websites say excellent some say good credit. I am in the 720-730 range, have 3 credit cards (no amex) with limits totaling 40,000 and carry about a 20% balance on them, also have a very large student loan (about 100,000) but have never missed a payment on anything and and have about a 10 year credit history. Want to apply just don't want to get rejected. Thanks in advance.

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Postby Cucumber » Tue Mar 30, 2010 2:10 pm

I applied for the American Express Blue when I was 19. All I had was Citi card with a $900 credit limit at the time. I was approved for the Blue with a $2000 limit and that got raised to something like $16,900 within 2-3 years :D

I don't think Amex discriminates as much against limited credit history as they do bad history (like chargeoffs and stuff). With your history I would be totally shocked if you weren't approved and given a high limit.
Stop talking crap about him!

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My c score is somewhere

Postby jeffysdad » Tue Mar 30, 2010 6:34 pm

between 780 and 800. I've had a Blue Cash card for a while but have only used it a handful of times. The limit is $26,500. I'm surprised they haven't cut my limit. I expect they'll cancel the card within the next 12 months if I don't use it.
American Express: Blue Cash Preferred (groceries, 6%; gas, department store, 3%); Gold Delta SkyMiles (Delta Air Lines, 2 miles/dollar, free checked bag).
US Bank: Cash+ (utilities, phone, internet, restaurant, 5%; drugstores, 2%).
FIA Card Services: Fidelity Amex (everything, 2%); Fidelity Visa (everything, 1.5%).
Chase: Freedom (rotating, 5%); Amazon (, 3%); PriorityClub (IHG hotels, 5 points/dollar); Sapphire (not in use).

*All cards are registered with PriorityClub IDine program for 8 points/dollar at participating restaurants.

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American Express Blue credit limit

Postby CreditCardGuru » Tue Mar 30, 2010 10:49 pm

The American Express Blue credit limit amount most likely varies depending on the health of the economy. To find out more about this card and for a special sponsored promotional offer, please visit our AmEx Blue Cash review
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Approved for Blue cash. Credit line limit?

Postby spitfire » Sun Aug 07, 2011 6:34 pm

Hello, everyone!
here is small intro
im 21, 0.8 years of CH.
Had only BOFA secured cc 700$.
Couple inquiries (like ATT) for which i was approved and paying bills in time.
Never had any other cc's.
EX score is 730.

Applied and was approved for amex blue cash. Should get the card next week.
Can someone tell me approximate credit line i would get?

Thanks upfront

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Postby CC Deville » Mon Aug 08, 2011 4:00 pm

spitfire wrote:Applied and was approved for amex blue cash. Should get the card next week.
Can someone tell me approximate credit line i would get?

Thanks upfront

I would say between $500 and $2000. After a few months with usage they will likely give you an increase.

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Postby tntexan72 » Thu Aug 11, 2011 2:42 pm

When you activate the card, mark on your calander to call in 61 days from activation to request a CLI. All you need to do is call the # on the back of your card and ask 3x your current limit for the increase. Just make sure you use the card and PIF before the statement cut. Amex will grow with you pretty quickly.

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